Peoples Bancorp Of North Carolina (PEBK) Operating Margin (2022 - 2025)
Peoples Bancorp Of North Carolina's (PEBK) quarterly Operating Margin came in at 67.96% in Q3 2025, up 233.0% year-over-year from 20.41% in Q3 2024, and up 96.76% quarter-over-quarter from 34.54% in Q2 2025.
Powered by 
Analysis
Peoples Bancorp Of North Carolina (PEBK) Operating Margin (2022 - 2025) Analysis & Trends
Peoples Bancorp Of North Carolina (PEBK) has reported Operating Margin for 4 consecutive years, with 67.96% the latest figure, recorded in Q3 2025.
- On a quarterly basis, Operating Margin rose 233.0% year-over-year to 67.96% in Q3 2025; TTM through Sep 2025 was 68.23%, a 157.0% increase from a year earlier, with the FY2024 full-year figure at 9743.96%, up 326067.0% from the prior year.
- Operating Margin was 67.96% for Q3 2025 at Peoples Bancorp Of North Carolina, up from 34.54% in the prior quarter.
- Over five years, Operating Margin peaked at 79.88% in Q1 2023 and troughed at 34.54% in Q2 2025.
- A 4-year average of 66.05% and a median of 67.96% in 2025 frame the typical range for Operating Margin.
- The widest YoY moves for Operating Margin: up 233 bps in 2025, down 2954 bps in 2025.
- Over 4 years, Operating Margin stood at 73.48% in 2022, then fell by 7 bps to 68.42% in 2023, then retreated by 3 bps to 66.17% in 2024, then gained by 3 bps to 67.96% in 2025.
- The last three Operating Margin figures came in at 67.96% (Q3 2025), 34.54% (Q2 2025), and 68.11% (Q1 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | - |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | - |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | - |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | - |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | - |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | - |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -2,056.76% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | - |
| 10 | Peoples Bancorp Of North Carolina | 232.35 Mn | 232.35 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 67.96% |
| Jun 30, 2025 | 34.54% |
| Mar 31, 2025 | 68.11% |
| Dec 31, 2024 | 66.17% |
| Sep 30, 2024 | 65.63% |
| Jun 30, 2024 | 64.08% |
| Mar 31, 2024 | 68.78% |
| Dec 31, 2023 | 68.42% |
| Sep 30, 2023 | 66.32% |
| Jun 30, 2023 | 68.26% |
| Mar 31, 2023 | 79.88% |
| Dec 31, 2022 | 73.48% |
| Sep 30, 2022 | 67.00% |