Peoples Bancorp Of North Carolina (PEBK) Operating Margin (2022 - 2025)
Peoples Bancorp Of North Carolina (PEBK) posted quarterly Operating Margin of 153.8% for Q3 2025, down 4984.0% year-over-year from 3.15% in Q3 2024, and down 42.36% quarter-over-quarter from 108.04% in Q2 2025.
Peoples Bancorp Of North Carolina (PEBK) Operating Margin (2022 - 2025) Analysis & Trends
Peoples Bancorp Of North Carolina (PEBK) has reported Operating Margin for 4 consecutive years, with 153.8% the latest figure, recorded in Q3 2025.
- In Q3 2025, Operating Margin fell 4984.0% year-over-year to 153.8%; the TTM figure through Sep 2025 stood at 141.07% (up 206581.0% YoY), while the FY2024 annual figure was 137.28%, up 1141.0% from the prior year.
- Operating Margin retreated to 153.8% in Q3 2025 per PEBK's latest filing, from 108.04% in the prior quarter.
- Across five years, Operating Margin topped out at 321.09% in Q4 2024 and bottomed at 153.8% in Q3 2025.
- Historically, Operating Margin has averaged 33.14% across 4 years, with a median of 68.42% in 2023.
- On a YoY basis, Operating Margin climbed as much as 25267 bps in 2024 and fell as far as 23462 bps in 2024.
- Peoples Bancorp Of North Carolina's Operating Margin stood at 73.48% in 2022, then decreased by 7 bps to 68.42% in 2023, then jumped by 369 bps to 321.09% in 2024, then slumped by 148 bps to 153.8% in 2025.
- Business Quant data shows PEBK's Operating Margin at 153.8% in Q3 2025, 108.04% in Q2 2025, and 64.26% in Q1 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | - |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Peoples Bancorp Of North Carolina | 231.44 Mn | 231.44 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | -153.80% |
| Jun 30, 2025 | -108.04% |
| Mar 31, 2025 | -64.26% |
| Dec 31, 2024 | 321.09% |
| Sep 30, 2024 | -103.97% |
| Jun 30, 2024 | -54.73% |
| Mar 31, 2024 | 84.62% |
| Dec 31, 2023 | 68.42% |
| Sep 30, 2023 | 130.66% |
| Jun 30, 2023 | 86.47% |
| Mar 31, 2023 | 83.88% |
| Dec 31, 2022 | 73.48% |
| Sep 30, 2022 | 67.00% |