Peoples Bancorp Of North Carolina (PEBK) Operating Margin (2022 - 2025)

Peoples Bancorp Of North Carolina (PEBK) has 4 years of Operating Margin data on file, last reported at 153.8% in Q3 2025.

• On a quarterly basis, Operating Margin fell 4984.0% year-over-year to 153.8% in Q3 2025; TTM through Sep 2025 was 93.27%, a 211362.0% increase from a year earlier, with the FY2024 full-year figure at 137.28%, up 1141.0% from the prior year.
• Operating Margin for Q3 2025 stood at 153.8%, down from 108.04% in the prior quarter.
• Over the last five years, Operating Margin for PEBK reached as high as 130.66% in Q3 2023 and fell as low as 153.8% in Q3 2025.
• Historically, Operating Margin has averaged 2.03% across 4 years, with a median of 67.0% in 2022.
• Across the five-year window, Operating Margin surged 6365 bps in 2023 and slumped 23462 bps in 2024, its largest moves.
• Year by year, Operating Margin stood at 73.48% in 2022, then dropped by 7 bps to 68.42% in 2023, then slumped by 222 bps to 83.3% in 2024, then plunged by 85 bps to 153.8% in 2025.
• Per Business Quant data, the three most recent Operating Margin figures were 153.8% in Q3 2025, 108.04% in Q2 2025, and 64.26% in Q1 2025.