Peoples Bancorp Of North Carolina (PEBK) Operating Income (2022 - 2025)

Peoples Bancorp Of North Carolina (PEBK) reported Operating Income of -$38.2 million for Q4 2025, down 6.58% year-over-year from -$40.9 million in Q4 2024, and down 352.87% quarter-over-quarter from $15.1 million in Q3 2025.

Peoples Bancorp Of North Carolina (PEBK) Operating Income (2022 - 2025) Analysis & Trends

Peoples Bancorp Of North Carolina (PEBK) has 4 years of Operating Income data on file, last reported at -$38.2 million in Q4 2025.

  • Operating Income for Q4 2025 came in at -$38.2 million, down 6.58% year-over-year; the trailing twelve-month figure through Dec 2025 was $5.4 million (up 23.42% YoY), and the FY2025 annual result was $5.4 million, up 23.42% from the prior year.
  • Operating Income retreated to -$38.2 million in Q4 2025 per PEBK's latest filing, from $15.1 million in the prior quarter.
  • Over five years, Operating Income peaked at $15.3 million in Q4 2022 and troughed at -$38.2 million in Q4 2025.
  • A 4-year average of $3.1 million and a median of $13.7 million in 2023 frame the typical range for Operating Income.
  • The sharpest annual moves came in 2023 and 2025: Operating Income sank 343.55% in 2023, then increased 11.59% in 2025.
  • A 4-year view of Operating Income shows it stood at $15.3 million in 2022, then slumped by 343.55% to -$37.3 million in 2023, then increased by 3.74% to -$35.9 million in 2024, then decreased by 6.58% to -$38.2 million in 2025.
  • Business Quant data shows PEBK's Operating Income at -$38.2 million in Q4 2025, $15.1 million in Q3 2025, and $14.6 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 346,782.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 1.47 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Peoples Bancorp Of North Carolina 235.79 Mn -195.61 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 -38.23 Mn
Sep 30, 2025 15.12 Mn
Jun 30, 2025 14.60 Mn
Mar 31, 2025 13.94 Mn
Dec 31, 2024 -35.87 Mn
Sep 30, 2024 13.55 Mn
Jun 30, 2024 13.42 Mn
Mar 31, 2024 13.30 Mn
Dec 31, 2023 -37.27 Mn
Sep 30, 2023 13.34 Mn
Jun 30, 2023 13.77 Mn
Mar 31, 2023 14.34 Mn
Dec 31, 2022 15.30 Mn
Sep 30, 2022 13.79 Mn