Peoples Bancorp Of North Carolina (PEBK) Operating Income (2022 - 2025)

Peoples Bancorp Of North Carolina (PEBK) reported Operating Income of -$38.2 million for Q4 2025, down 6.58% year-over-year from -$40.9 million in Q4 2024, and down 352.87% on a QoQ basis from $15.1 million in Q3 2025.

Peoples Bancorp Of North Carolina (PEBK) has 4 years of Operating Income data on file, last reported at -$38.2 million in Q4 2025.

  • Quarterly Operating Income fell 6.58% year-over-year to -$38.2 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $5.4 million (up 23.42% YoY) and the FY2025 annual result came in at $5.4 million, up 23.42% from the prior year.
  • Operating Income slipped to -$38.2 million in Q4 2025 per PEBK's latest filing, from $15.1 million in the prior quarter.
  • Across five years, Operating Income topped out at $15.3 million in Q4 2022 and bottomed at -$38.2 million in Q4 2025.
  • The 4-year median for Operating Income is $13.7 million (2023), against an average of $3.1 million.
  • The widest annual swing landed in 2023, when Operating Income tumbled 343.55%; it then climbed 11.59% in 2025.
  • Tracing PEBK's Operating Income over 4 years: stood at $15.3 million in 2022, then plunged by 343.55% to -$37.3 million in 2023, then climbed by 3.74% to -$35.9 million in 2024, then fell by 6.58% to -$38.2 million in 2025.
  • Per Business Quant, the three latest PEBK Operating Income figures stand at -$38.2 million (Q4 2025), $15.1 million (Q3 2025), and $14.6 million (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 748,885.00
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - -
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - 832.02 Mn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - -
10 Peoples Bancorp Of North Carolina 223.31 Mn -208.09 Mn - -

Historic Data

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DateValue
Dec 31, 2025 -38.23 Mn
Sep 30, 2025 15.12 Mn
Jun 30, 2025 14.60 Mn
Mar 31, 2025 13.94 Mn
Dec 31, 2024 -35.87 Mn
Sep 30, 2024 13.55 Mn
Jun 30, 2024 13.42 Mn
Mar 31, 2024 13.30 Mn
Dec 31, 2023 -37.27 Mn
Sep 30, 2023 13.34 Mn
Jun 30, 2023 13.77 Mn
Mar 31, 2023 14.34 Mn
Dec 31, 2022 15.30 Mn
Sep 30, 2022 13.79 Mn