Peoples Bancorp Of North Carolina (PEBK) EBT Margin (2011 - 2026)
Peoples Bancorp Of North Carolina (PEBK) recorded EBT Margin of 13.31% in Q1 2026, down 0.62 percentage points from 13.93% a year earlier and down 21.76 percentage points from the prior quarter.
Peoples Bancorp Of North Carolina (PEBK) EBT Margin (2011 - 2026) Analysis & Trends
On a TTM basis, Peoples Bancorp Of North Carolina's EBT Margin came in at 16.79% as of Mar 31, 2026, down 0.96 percentage points year-over-year; for FY2025, it came in at 14.89%, up 2.01 percentage points from FY2024.
- Annual EBT Margin has a five-year change of -5.77 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 12.88% in FY2024 (-12.79 pp), 25.66% in FY2023 (-0.42 pp), 26.09% in FY2022 (-1.39 pp) and 27.48% in FY2021 (+6.82 pp).
- Quarterly EBT Margin has ranged from 10.98% in Q3 2025 to 35.07% in Q4 2025 over the past five years.
- On a year-over-year basis, EBT Margin rose in three of the last eight quarters, with an average year-over-year change of -2.13 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 13.40 percentage points in Q2 2021, against a drop of 15.33 percentage points in Q2 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 35.07% (Q4 2025), 10.98% (Q3 2025) and 15.49% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 35.57% |
| 10 | Peoples Bancorp Of North Carolina | 234.08 Mn | 234.08 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 13.31% |
| Dec 31, 2025 | 35.07% |
| Sep 30, 2025 | 10.98% |
| Jun 30, 2025 | 15.49% |
| Mar 31, 2025 | 13.93% |
| Dec 31, 2024 | 21.99% |
| Sep 30, 2024 | 25.82% |
| Jun 30, 2024 | 15.30% |
| Mar 31, 2024 | 12.09% |
| Dec 31, 2023 | 22.81% |
| Sep 30, 2023 | 26.33% |
| Jun 30, 2023 | 30.63% |
| Mar 31, 2023 | 22.41% |
| Dec 31, 2022 | 25.21% |
| Sep 30, 2022 | 32.66% |
| Jun 30, 2022 | 21.54% |
| Mar 31, 2022 | 24.28% |
| Dec 31, 2021 | 21.25% |
| Sep 30, 2021 | 25.39% |
| Jun 30, 2021 | 32.79% |
Peoples Bancorp Of North Carolina EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PEBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PEBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PEBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();