Ponce Financial (PDLB) Return on Equity [ROE] (2021 - 2026)
Ponce Financial's Return on Equity [ROE] came in at 6.07% for Q2 2026, up 2.70 percentage points from 3.37% a year earlier and up 0.33 percentage points from the prior quarter.
Ponce Financial (PDLB) Return on Equity [ROE] (2021 - 2026) Analysis & Trends
For FY2025, Ponce Financial's Return on Equity [ROE] was 5.48%, up 3.28 percentage points from FY2024.
- Return on Equity [ROE] has increased in each of the last three years, with a five-year change of +3.06 percentage points (FY2020 to FY2025).
- Going back by year, Return on Equity [ROE] was 2.20% in FY2024 (+1.52 pp), 0.68% in FY2023 (+9.48 pp), -8.80% in FY2022 (-23.37 pp) and 14.57% in FY2021 (+12.15 pp).
- The Q2 2026 figure represents the highest quarterly Return on Equity [ROE] since Q1 2022.
- Year-over-year, Return on Equity [ROE] has increased for 11 consecutive quarters, with an average year-over-year change of +2.38 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Equity [ROE] over five years came in Q4 2023 (a gain of 6.73 percentage points), and the weakest in Q4 2022 (a drop of 20.04 percentage points).
- Business Quant data shows PDLB's Return on Equity [ROE] at 5.74% (Q1 2026), 5.36% (Q4 2025) and 4.09% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 17.62% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 11.19% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | 13.21% |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 17.50% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 15.91% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 17.08% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 11.72% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 12.67% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 12.87% |
| 10 | Ponce Financial | 498.75 Mn | -31.23 Mn | - | 6.07% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.07% |
| Mar 31, 2026 | 5.74% |
| Dec 31, 2025 | 5.36% |
| Sep 30, 2025 | 4.09% |
| Jun 30, 2025 | 3.37% |
| Mar 31, 2025 | 2.85% |
| Dec 31, 2024 | 2.17% |
| Sep 30, 2024 | 1.71% |
| Jun 30, 2024 | 1.76% |
| Mar 31, 2024 | 1.10% |
| Dec 31, 2023 | 0.69% |
| Sep 30, 2023 | -1.31% |
| Jun 30, 2023 | -4.81% |
| Mar 31, 2023 | -4.62% |
| Dec 31, 2022 | -6.04% |
| Sep 30, 2022 | -1.14% |
| Jun 30, 2022 | 2.69% |
| Mar 31, 2022 | 6.60% |
| Dec 31, 2021 | 14.00% |
| Sep 30, 2021 | 6.98% |
Ponce Financial Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PDLB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();