Paymentus Holdings (PAY) Return on Assets [ROA] (2021 - 2026)
Paymentus Holdings' Return on Assets [ROA] came in at 12.70% for Q3 2026, up 3.23 percentage points from 9.48% a year earlier and up 0.79 percentage points from the prior quarter.
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Analysis
Paymentus Holdings (PAY) Return on Assets [ROA] (2021 - 2026) Analysis & Trends
For FY2025, Paymentus Holdings' Return on Assets [ROA] was 10.76%, up 2.59 percentage points from FY2024.
- Return on Assets [ROA] has increased in each of the last three years, with a four-year change of +7.65 percentage points (FY2021 to FY2025).
- Going back by year, Return on Assets [ROA] was 8.17% in FY2024 (+3.55 pp), 4.62% in FY2023 (+4.73 pp), -0.11% in FY2022 (-3.22 pp) and 3.11% in FY2021.
- The Q3 2026 figure represents the highest quarterly Return on Assets [ROA] in data going back to Q3 2021.
- Year-over-year, Return on Assets [ROA] has increased for 14 consecutive quarters, with an average year-over-year change of +2.73 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q1 2024 (a gain of 5.99 percentage points), and the weakest in Q4 2022 (a drop of 2.06 percentage points).
- Business Quant data shows PAY's Return on Assets [ROA] at 11.92% (Q2 2026), 10.83% (Q1 2026) and 10.20% (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 1.14% |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 5.75% |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | -2.61% |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -5.11% |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 4.45% |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | -1.94% |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 5.45% |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 16.23% |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 3.82% |
| 10 | Paymentus Holdings | 4.22 Bn | 2.78 Bn | 93.84 Mn | 12.70% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 12.70% |
| Jun 30, 2026 | 11.92% |
| Mar 31, 2026 | 10.83% |
| Dec 31, 2025 | 10.20% |
| Sep 30, 2025 | 9.48% |
| Jun 30, 2025 | 9.35% |
| Mar 31, 2025 | 8.70% |
| Dec 31, 2024 | 7.82% |
| Sep 30, 2024 | 7.48% |
| Jun 30, 2024 | 6.21% |
| Mar 31, 2024 | 5.66% |
| Dec 31, 2023 | 4.49% |
| Sep 30, 2023 | 2.88% |
| Jun 30, 2023 | 1.44% |
| Mar 31, 2023 | -0.33% |
| Dec 31, 2022 | -0.10% |
| Sep 30, 2022 | 0.62% |
| Jun 30, 2022 | 0.88% |
| Mar 31, 2022 | 1.54% |
| Dec 31, 2021 | 1.95% |
API Access
Paymentus Holdings Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PAY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "PAY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PAY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();