Old Second Bancorp (OSBC) Return on Equity [ROE] (2009 - 2026)
Old Second Bancorp (OSBC) reported Return on Equity [ROE] of 10.29% for Q2 2026, down 1.56 percentage points from 11.85% a year earlier but up 0.68 percentage points from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Return on Equity [ROE] (2009 - 2026) Analysis & Trends
For FY2025, Old Second Bancorp posted Return on Equity [ROE] of 10.24%, down 3.42 percentage points from FY2024.
- Return on Equity [ROE] has a five-year change of +0.73 percentage points (FY2020 to FY2025).
- By year, Return on Equity [ROE] came in at 13.66% in FY2024 (-4.01 pp), 17.67% in FY2023 (+3.67 pp), 14.00% in FY2022 (+9.04 pp) and 4.95% in FY2021 (-4.56 pp).
- Five-year quarterly Return on Equity [ROE] spans a low of 4.17% in Q1 2022 and a high of 18.56% in Q3 2023.
- Year over year, Return on Equity [ROE] has now declined in each of the last ten quarters, with an average year-over-year change of -3.31 percentage points over the last eight quarters.
- The high point for year-over-year Return on Equity [ROE] in five years was Q2 2023 (a gain of 13.10 percentage points); the low point was Q1 2022 (a drop of 8.59 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 9.62% (Q1 2026), 9.11% (Q4 2025) and 8.91% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 17.67% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 14.29% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 17.55% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 15.91% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 17.90% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 12.93% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 11.72% |
| 10 | Old Second Bancorp | 1.24 Bn | 748.21 Mn | - | 12.52% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 12.52% |
| Jun 30, 2026 | 10.29% |
| Mar 31, 2026 | 9.62% |
| Dec 31, 2025 | 9.11% |
| Sep 30, 2025 | 8.91% |
| Jun 30, 2025 | 11.85% |
| Mar 31, 2025 | 12.27% |
| Dec 31, 2024 | 12.80% |
| Sep 30, 2024 | 13.18% |
| Jun 30, 2024 | 14.11% |
| Mar 31, 2024 | 15.24% |
| Dec 31, 2023 | 16.53% |
| Sep 30, 2023 | 18.56% |
| Jun 30, 2023 | 18.26% |
| Mar 31, 2023 | 16.49% |
| Dec 31, 2022 | 15.07% |
| Sep 30, 2022 | 7.87% |
| Jun 30, 2022 | 5.16% |
| Mar 31, 2022 | 4.17% |
| Dec 31, 2021 | 4.87% |
API Access
Old Second Bancorp Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();