Old Second Bancorp (OSBC) Return on Assets [ROA] (2011 - 2026)
Old Second Bancorp (OSBC) reported Return on Assets [ROA] of 1.35% for Q2 2026, down 0.12 percentage points from 1.46% a year earlier but up 0.10 percentage points from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, Old Second Bancorp posted Return on Assets [ROA] of 1.28%, down 0.22 percentage points from FY2024.
- Return on Assets [ROA] has a five-year change of +0.30 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 1.50% in FY2024 (-0.08 pp), 1.58% in FY2023 (+0.47 pp), 1.11% in FY2022 (+0.68 pp) and 0.43% in FY2021 (-0.55 pp).
- Five-year quarterly Return on Assets [ROA] spans a low of 0.32% in Q1 2022 and a high of 1.67% in Q3 2023.
- Year over year, Return on Assets [ROA] has now declined in each of the last nine quarters, with an average year-over-year change of -0.19 percentage points over the last eight quarters.
- The high point for year-over-year Return on Assets [ROA] in five years was Q2 2023 (a gain of 1.18 percentage points); the low point was Q1 2022 (a drop of 0.95 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.25% (Q1 2026), 1.16% (Q4 2025) and 1.11% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | 2.83% |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 0.96% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 1.25% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 0.93% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 0.53% |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 1.00% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 1.02% |
| 10 | Old Second Bancorp | 1.27 Bn | 771.32 Mn | - | 1.35% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.35% |
| Mar 31, 2026 | 1.25% |
| Dec 31, 2025 | 1.16% |
| Sep 30, 2025 | 1.11% |
| Jun 30, 2025 | 1.46% |
| Mar 31, 2025 | 1.47% |
| Dec 31, 2024 | 1.51% |
| Sep 30, 2024 | 1.49% |
| Jun 30, 2024 | 1.52% |
| Mar 31, 2024 | 1.58% |
| Dec 31, 2023 | 1.60% |
| Sep 30, 2023 | 1.67% |
| Jun 30, 2023 | 1.56% |
| Mar 31, 2023 | 1.34% |
| Dec 31, 2022 | 1.14% |
| Sep 30, 2022 | 0.58% |
| Jun 30, 2022 | 0.39% |
| Mar 31, 2022 | 0.32% |
| Dec 31, 2021 | 0.42% |
| Sep 30, 2021 | 1.14% |
API Access
Old Second Bancorp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();