Old Second Bancorp (OSBC) Dividend Coverage Ratio (2016 - 2026)
Old Second Bancorp's (OSBC) Dividend Coverage Ratio was 7.79 for Q2 2026, down 3.5% from 8.07 a year earlier but up 12.2% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Dividend Coverage Ratio (2016 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Old Second Bancorp's Dividend Coverage Ratio came in at 6.53, down 19.4% year-over-year; for FY2025, it came in at 6.56, down 27.6% from FY2024.
- By year, Dividend Coverage Ratio came in at 9.06 in FY2024 (-11.7%), 10.25 in FY2023 (+35.0%), 7.59 in FY2022 (+74.7%) and 4.35 in FY2021 (-81.5%).
- Five-year quarterly Dividend Coverage Ratio spans a low of -6.32 in Q4 2021 and a high of 11.41 in Q2 2023.
- Year over year, Dividend Coverage Ratio gained in 1 of the last eight quarters, with an average decline of 16.0%.
- The high point for year-over-year Dividend Coverage Ratio in five years was Q2 2023 (growth of 107.8%); the low point was Q1 2022 (a decline of 86.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 6.94 (Q1 2026), 7.81 (Q4 2025) and 3.13 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Div. Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | - |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 3.75 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | - |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | - |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 4.51 |
| 10 | Old Second Bancorp | 1.27 Bn | 766.22 Mn | - | 7.79 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.79 |
| Mar 31, 2026 | 6.94 |
| Dec 31, 2025 | 7.81 |
| Sep 30, 2025 | 3.13 |
| Jun 30, 2025 | 8.07 |
| Mar 31, 2025 | 7.36 |
| Dec 31, 2024 | 7.10 |
| Sep 30, 2024 | 10.22 |
| Jun 30, 2024 | 9.77 |
| Mar 31, 2024 | 9.53 |
| Dec 31, 2023 | 8.16 |
| Sep 30, 2023 | 10.89 |
| Jun 30, 2023 | 11.41 |
| Mar 31, 2023 | 10.55 |
| Dec 31, 2022 | 10.60 |
| Sep 30, 2022 | 8.77 |
| Jun 30, 2022 | 5.49 |
| Mar 31, 2022 | 5.48 |
| Dec 31, 2021 | -6.32 |
| Sep 30, 2021 | 5.86 |
API Access
Old Second Bancorp Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();