Oportun Financial (OPRT) Return on Sales [ROS] (2018 - 2026)
Oportun Financial (OPRT) reported Return on Sales [ROS] of 6.70% for Q2 2026, up 2.38 percentage points from 4.31% a year earlier and up 5.14 percentage points from the prior quarter.
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Analysis
Oportun Financial (OPRT) Return on Sales [ROS] (2018 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Oportun Financial's Return on Sales [ROS] came in at 4.22%, up 5.48 percentage points year-over-year; for FY2025, it was 4.61%, up 16.10 percentage points from FY2024.
- Return on Sales [ROS] has a five-year change of +14.56 percentage points (FY2020 to FY2025).
- By year, Return on Sales [ROS] came in at -11.50% in FY2024 (+12.50 pp), -24.00% in FY2023 (-16.10 pp), -7.90% in FY2022 (-17.92 pp) and 10.02% in FY2021 (+19.97 pp).
- The Q2 2026 figure ranks as the highest quarterly Return on Sales [ROS] since Q1 2022.
- Year over year, Return on Sales [ROS] gained in six of the last eight quarters, with an average year-over-year change of +10.55 percentage points.
- The high point for year-over-year Return on Sales [ROS] in five years was Q1 2024 (a gain of 42.37 percentage points); the low point was Q1 2023 (a drop of 81.40 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.56% (Q1 2026), 2.65% (Q4 2025) and 5.97% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 23.53% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 6.19% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 19.75% |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 12.63% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 507.88% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 43.96% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 62.13% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 278.44% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Oportun Financial | 422.28 Mn | -57.83 Mn | - | 6.70% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.70% |
| Mar 31, 2026 | 1.56% |
| Dec 31, 2025 | 2.65% |
| Sep 30, 2025 | 5.97% |
| Jun 30, 2025 | 4.31% |
| Mar 31, 2025 | 5.58% |
| Dec 31, 2024 | 1.56% |
| Sep 30, 2024 | -15.79% |
| Jun 30, 2024 | -19.63% |
| Mar 31, 2024 | -12.17% |
| Dec 31, 2023 | -21.81% |
| Sep 30, 2023 | -13.93% |
| Jun 30, 2023 | -6.55% |
| Mar 31, 2023 | -54.54% |
| Dec 31, 2022 | -3.02% |
| Sep 30, 2022 | -44.93% |
| Jun 30, 2022 | -5.61% |
| Mar 31, 2022 | 26.86% |
| Dec 31, 2021 | 10.76% |
| Sep 30, 2021 | 17.68% |
API Access
Oportun Financial Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();