Oportun Financial (OPRT) Return on Invested Capital [ROIC] (2019 - 2026)
Oportun Financial (OPRT) posted Return on Invested Capital [ROIC] of 3.42% for Q2 2026, up 3.83 percentage points from -0.41% a year earlier and up 0.57 percentage points from the prior quarter.
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Analysis
Oportun Financial (OPRT) Return on Invested Capital [ROIC] (2019 - 2026) Analysis & Trends
For FY2025, Oportun Financial's Return on Invested Capital [ROIC] came in at 2.39%, up 6.60 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] shows a five-year change of +5.18 percentage points (FY2020 to FY2025).
- In prior years, Oportun Financial's Return on Invested Capital [ROIC] was -4.21% in FY2024 (+2.44 pp), -6.65% in FY2023 (-3.86 pp), -2.79% in FY2022 (-5.24 pp) and 2.44% in FY2021 (+5.24 pp).
- Quarterly Return on Invested Capital [ROIC] has run from a low of -8.24% in Q2 2023 to a high of 3.95% in Q1 2022 over five years.
- On a year-over-year basis, Return on Invested Capital [ROIC] has increased in each of the last seven quarters, with an average year-over-year change of +4.62 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Invested Capital [ROIC] in the past five years was Q3 2025, with a gain of 10.39 percentage points; the weakest was Q1 2023, with a drop of 11.42 percentage points.
- According to Business Quant data, Return on Invested Capital [ROIC] for the three prior quarters was 2.85% (Q1 2026), 3.61% (Q4 2025) and 3.49% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 2.43% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 2.96% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | - |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 5.55% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 2.81% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 25.70% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 9.67% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 16.56% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Oportun Financial | 422.28 Mn | -57.83 Mn | - | 2.35% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.35% |
| Mar 31, 2026 | 2.15% |
| Dec 31, 2025 | 2.87% |
| Sep 30, 2025 | 2.73% |
| Jun 30, 2025 | -0.30% |
| Mar 31, 2025 | -2.31% |
| Dec 31, 2024 | -4.08% |
| Sep 30, 2024 | -6.41% |
| Jun 30, 2024 | -5.50% |
| Mar 31, 2024 | -4.35% |
| Dec 31, 2023 | -6.53% |
| Sep 30, 2023 | -4.77% |
| Jun 30, 2023 | -7.11% |
| Mar 31, 2023 | -6.68% |
| Dec 31, 2022 | -2.22% |
| Sep 30, 2022 | -1.43% |
| Jun 30, 2022 | 2.47% |
| Mar 31, 2022 | 3.32% |
| Dec 31, 2021 | 1.96% |
| Sep 30, 2021 | 1.95% |
API Access
Oportun Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();