OptimumBank Holdings, Inc. (OPHC) Return on Equity [ROE] (2015 - 2026)
OptimumBank Holdings (OPHC) recorded Return on Equity [ROE] of 15.69% in Q2 2026, up 2.26 percentage points from 13.43% a year earlier and up 1.67 percentage points from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Return on Equity [ROE] (2015 - 2026) Analysis & Trends
For FY2025, OptimumBank Holdings reported Return on Equity [ROE] of 14.79%, down 0.36 percentage points from FY2024.
- Annual Return on Equity [ROE] has a five-year change of +21.04 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Equity [ROE] came in at 15.16% in FY2024 (+5.68 pp), 9.48% in FY2023 (+1.52 pp), 7.96% in FY2022 (-14.39 pp) and 22.35% in FY2021 (+28.59 pp).
- The Q2 2026 figure is the highest quarterly Return on Equity [ROE] since Q1 2019.
- On a year-over-year basis, Return on Equity [ROE] has increased for 12 consecutive quarters, with an average year-over-year change of +2.38 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Equity [ROE] in the last five years was a gain of 18.61 percentage points in Q3 2021, against a drop of 1.49 percentage points in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 14.02% (Q1 2026), 13.94% (Q4 2025) and 13.80% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.69% |
| Mar 31, 2026 | 14.02% |
| Dec 31, 2025 | 13.94% |
| Sep 30, 2025 | 13.80% |
| Jun 30, 2025 | 13.43% |
| Mar 31, 2025 | 13.84% |
| Dec 31, 2024 | 13.40% |
| Sep 30, 2024 | 13.05% |
| Jun 30, 2024 | 11.40% |
| Mar 31, 2024 | 9.81% |
| Dec 31, 2023 | 9.22% |
| Sep 30, 2023 | 8.00% |
| Jun 30, 2023 | 7.17% |
| Mar 31, 2023 | 6.78% |
| Dec 31, 2022 | 7.07% |
| Sep 30, 2022 | 7.73% |
| Jun 30, 2022 | 8.38% |
| Mar 31, 2022 | 8.14% |
| Dec 31, 2021 | 8.56% |
| Sep 30, 2021 | 6.67% |
API Access
OptimumBank Holdings, Inc. Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();