OptimumBank Holdings (OPHC) Provisions (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Provisions of $791000.0 for Q1 2026, up 579.39% year-over-year from $116427.3 in Q1 2025, and up 98.74% quarter-over-quarter from $398000.0 in Q4 2025.
OptimumBank Holdings (OPHC) Provisions (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Provisions for 17 consecutive years, with $791000.0 the latest figure, recorded in Q1 2026.
- In Q1 2026, Provisions rose 579.39% year-over-year to $791000.0; the TTM figure through Mar 2026 stood at $1.8 million (up 196.75% YoY), while the FY2025 annual figure was $2.0 million, down 14.17% from the prior year.
- Provisions advanced to $791000.0 in Q1 2026 per OPHC's latest filing, from $398000.0 in the prior quarter.
- Across five years, Provisions topped out at $1.4 million in Q4 2023 and bottomed at -$165000.0 in Q1 2025.
- Historically, Provisions has averaged $655176.5 across 5 years, with a median of $639000.0 in 2025.
- Annual changes were most pronounced in 2022 — Provisions jumped 1733.33% — and 2025, when it sank 114.59%.
- OptimumBank Holdings' Provisions stood at $709000.0 in 2022, then soared by 99.15% to $1.4 million in 2023, then sank by 59.7% to $569000.0 in 2024, then slumped by 30.05% to $398000.0 in 2025, then jumped by 98.74% to $791000.0 in 2026.
- Business Quant data shows OPHC's Provisions at $791000.0 in Q1 2026, $398000.0 in Q4 2025, and $639000.0 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.20 Bn | 85.00 Bn | - | - |
| 2 | Pnc Financial Services | 97.59 Bn | 97.59 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 95.78 Bn | 95.78 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.72 Bn | -144.37 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.75 Bn | -81.57 Bn | - | - |
| 7 | Nu Holdings | 71.00 Bn | 57.31 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.49 Bn | 25.77 Bn | - | 131.00 Mn |
| 10 | OptimumBank Holdings | 109.81 Mn | -36.43 Mn | - | -30,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -30,000.00 |
| Mar 31, 2026 | 791,000.00 |
| Dec 31, 2025 | 398,000.00 |
| Sep 30, 2025 | 639,000.00 |
| Jun 30, 2025 | -3,000.00 |
| Mar 31, 2025 | -165,000.00 |
| Dec 31, 2024 | 569,000.00 |
| Sep 30, 2024 | -52,000.00 |
| Jun 30, 2024 | 263,000.00 |
| Mar 31, 2024 | 1.13 Mn |
| Dec 31, 2023 | 1.41 Mn |
| Sep 30, 2023 | 1.32 Mn |
| Jun 30, 2023 | 545,000.00 |
| Mar 31, 2023 | 820,000.00 |
| Dec 31, 2022 | 709,000.00 |
| Sep 30, 2022 | 1.37 Mn |
| Jun 30, 2022 | 991,000.00 |
| Mar 31, 2022 | 392,000.00 |
| Dec 31, 2021 | 218,000.00 |
| Sep 30, 2021 | 582,000.00 |