OptimumBank Holdings (OPHC) Provisions (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Provisions came in at -$30000.0 in Q2 2026, down 102.88% year-over-year from $1.0 million in Q2 2025, and down 103.79% quarter-over-quarter from $791000.0 in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Provisions (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Provisions for 17 consecutive years, with -$30000.0 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Provisions fell 102.88% year-over-year to -$30000.0 in Q2 2026; TTM through Jun 2026 was $1.8 million, a 3.66% decrease from a year earlier, with the FY2025 full-year figure at $2.0 million, down 14.17% from the prior year.
- Provisions was -$30000.0 for Q2 2026 at OptimumBank Holdings, down from $791000.0 in the prior quarter.
- Over five years, Provisions peaked at $1.4 million in Q3 2022 and troughed at -$165000.0 in Q1 2025.
- A 5-year average of $684277.8 and a median of $674000.0 in 2022 frame the typical range for Provisions.
- Across the five-year window, Provisions soared 1733.33% in 2022 and slumped 114.59% in 2025, its largest moves.
- Over 5 years, Provisions stood at $709000.0 in 2022, then soared by 58.53% to $1.1 million in 2023, then plunged by 49.38% to $569000.0 in 2024, then plunged by 31.81% to $388000.0 in 2025, then sank by 107.73% to -$30000.0 in 2026.
- The last three Provisions figures came in at -$30000.0 (Q2 2026), $791000.0 (Q1 2026), and $388000.0 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 395.00 Mn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 131.00 Mn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 120.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 132.00 Mn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 146.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 68.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 111.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -10.00 Mn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | -30,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -30,000.00 |
| Mar 31, 2026 | 791,000.00 |
| Dec 31, 2025 | 388,000.00 |
| Sep 30, 2025 | 639,000.00 |
| Jun 30, 2025 | 1.04 Mn |
| Mar 31, 2025 | -165,000.00 |
| Dec 31, 2024 | 569,000.00 |
| Sep 30, 2024 | 409,000.00 |
| Jun 30, 2024 | 263,000.00 |
| Mar 31, 2024 | 1.13 Mn |
| Dec 31, 2023 | 1.12 Mn |
| Sep 30, 2023 | 1.32 Mn |
| Jun 30, 2023 | 545,000.00 |
| Mar 31, 2023 | 820,000.00 |
| Dec 31, 2022 | 709,000.00 |
| Sep 30, 2022 | 1.37 Mn |
| Jun 30, 2022 | 991,000.00 |
| Mar 31, 2022 | 392,000.00 |
| Dec 31, 2021 | 218,000.00 |
| Sep 30, 2021 | 582,000.00 |
API Access
OptimumBank Holdings Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();