OptimumBank Holdings (OPHC) Operating Expenses (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Operating Expenses of $8.0 million for Q1 2026, up 42.3% year-over-year from $5.6 million in Q1 2025, and up 18.73% quarter-over-quarter from $6.7 million in Q4 2025.
OptimumBank Holdings (OPHC) Operating Expenses (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Operating Expenses for 17 consecutive years, with $8.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Expenses rose 42.3% year-over-year to $8.0 million; the TTM figure through Mar 2026 stood at $27.5 million (up 35.12% YoY), while the FY2025 annual figure was $25.2 million, up 29.26% from the prior year.
- Operating Expenses advanced to $8.0 million in Q1 2026 per OPHC's latest filing, from $6.7 million in the prior quarter.
- Across five years, Operating Expenses topped out at $8.0 million in Q1 2026 and bottomed at $2.3 million in Q2 2022.
- Historically, Operating Expenses has averaged $4.5 million across 5 years, with a median of $4.4 million in 2024.
- Annual changes were most pronounced in 2023 — Operating Expenses surged 72.65% — and 2024, when it increased 18.88%.
- OptimumBank Holdings' Operating Expenses stood at $2.6 million in 2022, then jumped by 40.79% to $3.7 million in 2023, then rose by 18.88% to $4.4 million in 2024, then soared by 53.88% to $6.7 million in 2025, then increased by 18.73% to $8.0 million in 2026.
- Business Quant data shows OPHC's Operating Expenses at $8.0 million in Q1 2026, $6.7 million in Q4 2025, and $6.6 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.11 Bn |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - | 8.38 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 8.38 Mn |
| Mar 31, 2026 | 8.01 Mn |
| Dec 31, 2025 | 6.74 Mn |
| Sep 30, 2025 | 6.60 Mn |
| Jun 30, 2025 | 6.18 Mn |
| Mar 31, 2025 | 5.63 Mn |
| Dec 31, 2024 | 4.38 Mn |
| Sep 30, 2024 | 5.29 Mn |
| Jun 30, 2024 | 5.08 Mn |
| Mar 31, 2024 | 4.71 Mn |
| Dec 31, 2023 | 3.69 Mn |
| Sep 30, 2023 | 3.65 Mn |
| Jun 30, 2023 | 3.90 Mn |
| Mar 31, 2023 | 3.42 Mn |
| Dec 31, 2022 | 2.62 Mn |
| Sep 30, 2022 | 2.72 Mn |
| Jun 30, 2022 | 2.26 Mn |
| Mar 31, 2022 | 2.34 Mn |
| Dec 31, 2021 | 2.19 Mn |
| Sep 30, 2021 | 1.69 Mn |