OptimumBank Holdings OPHC
NYSE OPHC
$9.30 +0.08 (+0.87%)
At close: Aug 21, 2026 · 4:00 PM EDT

OptimumBank Holdings (OPHC) Non-Interest Income (2010 - 2026)

OptimumBank Holdings (OPHC) posted quarterly Non-Interest Income of $1.8 million for Q1 2026, up 44.92% year-over-year from $1.2 million in Q1 2025, and down 51.24% quarter-over-quarter from $3.7 million in Q4 2025.

OptimumBank Holdings (OPHC) Non-Interest Income (2010 - 2026) Analysis & Trends

OptimumBank Holdings (OPHC) has reported Non-Interest Income for 17 consecutive years, with $1.8 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Non-Interest Income rose 44.92% year-over-year to $1.8 million; the TTM figure through Mar 2026 stood at $8.4 million (up 109.16% YoY), while the FY2025 annual figure was $6.8 million, up 103.55% from the prior year.
  • Non-Interest Income fell to $1.8 million in Q1 2026 per OPHC's latest filing, from $3.7 million in the prior quarter.
  • Across five years, Non-Interest Income topped out at $3.7 million in Q4 2025 and bottomed at $328000.0 in Q2 2022.
  • Historically, Non-Interest Income has averaged $1.1 million across 5 years, with a median of $844000.0 in 2024.
  • Annual changes were most pronounced in 2023 — Non-Interest Income sank 60.71% — and 2025, when it surged 333.53%.
  • OptimumBank Holdings' Non-Interest Income stood at $1.7 million in 2022, then plunged by 60.71% to $660000.0 in 2023, then advanced by 27.88% to $844000.0 in 2024, then soared by 333.53% to $3.7 million in 2025, then slumped by 51.24% to $1.8 million in 2026.
  • Business Quant data shows OPHC's Non-Interest Income at $1.8 million in Q1 2026, $3.7 million in Q4 2025, and $1.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Interest Income (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 2.77 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 3.33 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 1.64 Bn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 1.06 Bn
10 OptimumBank Holdings 112.44 Mn -33.80 Mn - 2.49 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 2.49 Mn
Mar 31, 2026 1.78 Mn
Dec 31, 2025 3.66 Mn
Sep 30, 2025 1.08 Mn
Jun 30, 2025 1.83 Mn
Mar 31, 2025 1.23 Mn
Dec 31, 2024 844,000.00
Sep 30, 2024 1.12 Mn
Jun 30, 2024 807,000.00
Mar 31, 2024 1.24 Mn
Dec 31, 2023 660,000.00
Sep 30, 2023 601,000.00
Jun 30, 2023 518,000.00
Mar 31, 2023 729,000.00
Dec 31, 2022 1.68 Mn
Sep 30, 2022 615,000.00
Jun 30, 2022 328,000.00
Mar 31, 2022 650,000.00
Dec 31, 2021 872,000.00
Sep 30, 2021 233,000.00