OptimumBank Holdings (OPHC) Net Income (2014 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Net Income of $4.7 million for Q1 2026, up 20.49% year-over-year from $3.9 million in Q1 2025, and down 55.08% quarter-over-quarter from $10.4 million in Q4 2025.
OptimumBank Holdings (OPHC) Net Income (2014 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Net Income for 12 consecutive years, with $4.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Income rose 20.49% year-over-year to $4.7 million; the TTM figure through Mar 2026 stood at $23.0 million (up 25.33% YoY), while the FY2025 annual figure was $22.2 million, up 31.75% from the prior year.
- Net Income eased to $4.7 million in Q1 2026 per OPHC's latest filing, from $10.4 million in the prior quarter.
- Across five years, Net Income topped out at $10.4 million in Q4 2025 and bottomed at $673000.0 in Q3 2022.
- Historically, Net Income has averaged $3.2 million across 5 years, with a median of $2.5 million in 2023.
- Annual changes were most pronounced in 2022 — Net Income declined 26.61% — and 2024, when it soared 200.47%.
- OptimumBank Holdings' Net Income stood at $1.8 million in 2022, then jumped by 42.64% to $2.5 million in 2023, then jumped by 200.47% to $7.7 million in 2024, then jumped by 35.54% to $10.4 million in 2025, then slumped by 55.08% to $4.7 million in 2026.
- Business Quant data shows OPHC's Net Income at $4.7 million in Q1 2026, $10.4 million in Q4 2025, and $4.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.06 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.18 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.98 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 3.89 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 2.79 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 1.41 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.55 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 801.00 Mn |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - | 6.66 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.66 Mn |
| Mar 31, 2026 | 4.66 Mn |
| Dec 31, 2025 | 10.38 Mn |
| Sep 30, 2025 | 4.32 Mn |
| Jun 30, 2025 | 3.60 Mn |
| Mar 31, 2025 | 3.87 Mn |
| Dec 31, 2024 | 7.66 Mn |
| Sep 30, 2024 | 3.30 Mn |
| Jun 30, 2024 | 3.50 Mn |
| Mar 31, 2024 | 2.38 Mn |
| Dec 31, 2023 | 2.55 Mn |
| Sep 30, 2023 | 1.27 Mn |
| Jun 30, 2023 | 1.31 Mn |
| Mar 31, 2023 | 1.15 Mn |
| Dec 31, 2022 | 1.79 Mn |
| Sep 30, 2022 | 673,000.00 |
| Jun 30, 2022 | 945,000.00 |
| Mar 31, 2022 | 855,000.00 |
| Dec 31, 2021 | 1.36 Mn |
| Sep 30, 2021 | 917,000.00 |