OptimumBank Holdings (OPHC) Net Income (2014 - 2026)
OptimumBank Holdings (OPHC) reported Net Income of $4.7 million for Q1 2026, up 20.49% year-over-year from $3.9 million in Q1 2025, and down 3.92% on a QoQ basis from $4.9 million in Q4 2025.
OptimumBank Holdings (OPHC) has 12 years of Net Income data on file, last reported at $4.7 million in Q1 2026.
- Quarterly Net Income rose 20.49% year-over-year to $4.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $17.4 million (up 19.3% YoY) and the FY2025 annual result came in at $16.6 million, up 26.85% from the prior year.
- Net Income retreated to $4.7 million in Q1 2026 per OPHC's latest filing, from $4.9 million in the prior quarter.
- Across five years, Net Income topped out at $4.9 million in Q4 2025 and bottomed at $673000.0 in Q3 2022.
- The 5-year median for Net Income is $2.5 million (2023), against an average of $2.6 million.
- The widest annual swing landed in 2022, when Net Income slipped 26.61%; it then surged 166.46% in 2024.
- Tracing OPHC's Net Income over 5 years: stood at $1.5 million in 2022, then jumped by 64.45% to $2.5 million in 2023, then soared by 55.0% to $4.0 million in 2024, then increased by 22.83% to $4.9 million in 2025, then fell by 3.92% to $4.7 million in 2026.
- Per Business Quant, the three latest OPHC Net Income figures stand at $4.7 million (Q1 2026), $4.9 million (Q4 2025), and $4.3 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 4.33 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 5.07 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.82 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 831.93 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.77 Bn |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | 4.66 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.66 Mn |
| Dec 31, 2025 | 4.85 Mn |
| Sep 30, 2025 | 4.32 Mn |
| Jun 30, 2025 | 3.60 Mn |
| Mar 31, 2025 | 3.87 Mn |
| Dec 31, 2024 | 3.95 Mn |
| Sep 30, 2024 | 3.30 Mn |
| Jun 30, 2024 | 3.50 Mn |
| Mar 31, 2024 | 2.38 Mn |
| Dec 31, 2023 | 2.55 Mn |
| Sep 30, 2023 | 1.27 Mn |
| Jun 30, 2023 | 1.31 Mn |
| Mar 31, 2023 | 1.15 Mn |
| Dec 31, 2022 | 1.55 Mn |
| Sep 30, 2022 | 673,000.00 |
| Jun 30, 2022 | 945,000.00 |
| Mar 31, 2022 | 855,000.00 |
| Dec 31, 2021 | 1.36 Mn |
| Sep 30, 2021 | 917,000.00 |
| Jun 30, 2021 | 444,000.00 |
| Mar 31, 2021 | 348,000.00 |
| Dec 31, 2020 | 369,000.00 |
| Sep 30, 2020 | -496,000.00 |
| Jun 30, 2020 | -347,000.00 |
| Mar 31, 2020 | -308,000.00 |
| Dec 31, 2019 | -244,000.00 |
| Sep 30, 2019 | -280,000.00 |
| Jun 30, 2019 | -430,000.00 |
| Mar 31, 2019 | -146,000.00 |
| Dec 31, 2018 | -621,000.00 |
| Sep 30, 2018 | -202,000.00 |
| Jun 30, 2018 | 1.90 Mn |
| Mar 31, 2018 | -285,000.00 |
| Dec 31, 2016 | -88,000.00 |
| Sep 30, 2016 | 22,000.00 |
| Dec 31, 2015 | -33,000.00 |
| Sep 30, 2015 | 46,000.00 |
| Dec 31, 2014 | 11,000.00 |
| Sep 30, 2014 | -79,000.00 |