OptimumBank Holdings, Inc. (OPHC) Net Income (2010 - 2026)
OptimumBank Holdings' Net Income came in at $6.66 million for Q2 2026, up 84.8% from $3.6 million a year earlier and up 42.7% from the prior quarter.
OptimumBank Holdings, Inc. (OPHC) Net Income (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, OptimumBank Holdings reported Net Income of $20.49 million, up 39.2% year-over-year; for FY2025, it came in at $16.65 million, up 26.9% from FY2024.
- Net Income has increased in each of the last three years.
- Going back by year, Net Income was $13.12 million in FY2024 (+108.9%), $6.28 million in FY2023 (+56.2%), $4.02 million in FY2022 (-36.1%) and $6.3 million in FY2021.
- The Q2 2026 figure represents the highest quarterly Net Income in data going back to Q3 2014.
- Year-over-year, Net Income has increased for 15 consecutive quarters, with growth averaging 55.0% over the last eight quarters.
- The fastest year-over-year change in Net Income over five years came in Q4 2021 (growth of 268.6%), and the weakest in Q3 2022 (a decline of 26.6%).
- Business Quant data shows OPHC's Net Income at $4.66 million (Q1 2026), $4.85 million (Q4 2025) and $4.32 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.66 Mn |
| Mar 31, 2026 | 4.66 Mn |
| Dec 31, 2025 | 4.85 Mn |
| Sep 30, 2025 | 4.32 Mn |
| Jun 30, 2025 | 3.60 Mn |
| Mar 31, 2025 | 3.87 Mn |
| Dec 31, 2024 | 3.95 Mn |
| Sep 30, 2024 | 3.30 Mn |
| Jun 30, 2024 | 3.50 Mn |
| Mar 31, 2024 | 2.38 Mn |
| Dec 31, 2023 | 2.55 Mn |
| Sep 30, 2023 | 1.27 Mn |
| Jun 30, 2023 | 1.31 Mn |
| Mar 31, 2023 | 1.15 Mn |
| Dec 31, 2022 | 1.55 Mn |
| Sep 30, 2022 | 673,000.00 |
| Jun 30, 2022 | 945,000.00 |
| Mar 31, 2022 | 855,000.00 |
| Dec 31, 2021 | 4.59 Mn |
| Sep 30, 2021 | 917,000.00 |
OptimumBank Holdings, Inc. Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=OPHC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();