OptimumBank Holdings (OPHC) Loans - Net (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Loans - Net came in at $1.2 billion in Q2 2026, up 55.49% year-over-year from $774.5 million in Q2 2025, and up 11.67% quarter-over-quarter from $1.1 billion in Q1 2026.
OptimumBank Holdings (OPHC) Loans - Net (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Loans - Net for 17 consecutive years, with $1.2 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Loans - Net rose 55.49% year-over-year to $1.2 billion in Q2 2026; TTM through Jun 2026 was $1.2 billion, a 55.49% increase from a year earlier, with the FY2025 full-year figure at $947.3 million, up 19.16% from the prior year.
- Loans - Net was $1.2 billion for Q2 2026 at OptimumBank Holdings, up from $1.1 billion in the prior quarter.
- Over five years, Loans - Net peaked at $1.2 billion in Q2 2026 and troughed at $273.7 million in Q1 2022.
- A 5-year average of $691.8 million and a median of $749.1 million in 2024 frame the typical range for Loans - Net.
- Across the five-year window, Loans - Net jumped 110.07% in 2022 and rose 3.01% in 2025, its largest moves.
- Over 5 years, Loans - Net stood at $477.2 million in 2022, then jumped by 40.63% to $671.1 million in 2023, then climbed by 18.46% to $795.0 million in 2024, then gained by 19.16% to $947.3 million in 2025, then gained by 27.14% to $1.2 billion in 2026.
- The last three Loans - Net figures came in at $1.2 billion (Q2 2026), $1.1 billion (Q1 2026), and $947.3 million (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 324.81 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 175.61 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 141.02 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 186.17 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 145.52 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 97.71 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 108.99 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 149.55 Bn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 1.20 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.20 Bn |
| Mar 31, 2026 | 1.08 Bn |
| Dec 31, 2025 | 947.29 Mn |
| Sep 30, 2025 | 802.81 Mn |
| Jun 30, 2025 | 774.55 Mn |
| Mar 31, 2025 | 791.23 Mn |
| Dec 31, 2024 | 794.99 Mn |
| Sep 30, 2024 | 768.91 Mn |
| Jun 30, 2024 | 751.90 Mn |
| Mar 31, 2024 | 746.37 Mn |
| Dec 31, 2023 | 671.09 Mn |
| Sep 30, 2023 | 573.59 Mn |
| Jun 30, 2023 | 518.83 Mn |
| Mar 31, 2023 | 495.56 Mn |
| Dec 31, 2022 | 477.22 Mn |
| Sep 30, 2022 | 432.47 Mn |
| Jun 30, 2022 | 348.95 Mn |
| Mar 31, 2022 | 273.69 Mn |
| Dec 31, 2021 | 247.90 Mn |
| Sep 30, 2021 | 205.87 Mn |
OptimumBank Holdings Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=OPHC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();