OptimumBank Holdings OPHC
NYSE OPHC
$9.19 -0.14 (-1.45%)
As of: Sep 21, 2026 · 3:59 PM EDT

OptimumBank Holdings (OPHC) Loans - Net (2010 - 2026)

OptimumBank Holdings' (OPHC) quarterly Loans - Net came in at $1.2 billion in Q2 2026, up 55.49% year-over-year from $774.5 million in Q2 2025, and up 11.67% quarter-over-quarter from $1.1 billion in Q1 2026.

Analysis

OptimumBank Holdings (OPHC) Loans - Net (2010 - 2026) Analysis & Trends

OptimumBank Holdings (OPHC) has reported Loans - Net for 17 consecutive years, with $1.2 billion the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Loans - Net rose 55.49% year-over-year to $1.2 billion in Q2 2026; TTM through Jun 2026 was $1.2 billion, a 55.49% increase from a year earlier, with the FY2025 full-year figure at $947.3 million, up 19.16% from the prior year.
  • Loans - Net was $1.2 billion for Q2 2026 at OptimumBank Holdings, up from $1.1 billion in the prior quarter.
  • Over five years, Loans - Net peaked at $1.2 billion in Q2 2026 and troughed at $273.7 million in Q1 2022.
  • A 5-year average of $691.8 million and a median of $749.1 million in 2024 frame the typical range for Loans - Net.
  • Across the five-year window, Loans - Net jumped 110.07% in 2022 and rose 3.01% in 2025, its largest moves.
  • Over 5 years, Loans - Net stood at $477.2 million in 2022, then jumped by 40.63% to $671.1 million in 2023, then climbed by 18.46% to $795.0 million in 2024, then gained by 19.16% to $947.3 million in 2025, then gained by 27.14% to $1.2 billion in 2026.
  • The last three Loans - Net figures came in at $1.2 billion (Q2 2026), $1.1 billion (Q1 2026), and $947.3 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -
2 Truist Financial 59.29 Bn 59.29 Bn - 324.81 Bn
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 175.61 Bn
4 M&T Bank 32.82 Bn 32.82 Bn - 141.02 Bn
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 186.17 Bn
6 Citizens Financial 28.34 Bn 28.34 Bn - 145.52 Bn
7 Regions Financial 24.27 Bn 24.34 Bn - 97.71 Bn
8 Keycorp 22.19 Bn -25.51 Bn - 108.99 Bn
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 149.55 Bn
10 OptimumBank Holdings 114.28 Mn -31.96 Mn - 1.20 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.20 Bn
Mar 31, 2026 1.08 Bn
Dec 31, 2025 947.29 Mn
Sep 30, 2025 802.81 Mn
Jun 30, 2025 774.55 Mn
Mar 31, 2025 791.23 Mn
Dec 31, 2024 794.99 Mn
Sep 30, 2024 768.91 Mn
Jun 30, 2024 751.90 Mn
Mar 31, 2024 746.37 Mn
Dec 31, 2023 671.09 Mn
Sep 30, 2023 573.59 Mn
Jun 30, 2023 518.83 Mn
Mar 31, 2023 495.56 Mn
Dec 31, 2022 477.22 Mn
Sep 30, 2022 432.47 Mn
Jun 30, 2022 348.95 Mn
Mar 31, 2022 273.69 Mn
Dec 31, 2021 247.90 Mn
Sep 30, 2021 205.87 Mn
API Access

OptimumBank Holdings Loans - Net API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=loans-net&ticker=OPHC&period=max&api_key=YOUR_API_KEY