OptimumBank Holdings, Inc. (OPHC) Loans - Net (2010 - 2026)
OptimumBank Holdings (OPHC) recorded Loans - Net of $1.2 billion in Q2 2026, up 55.5% from $774.55 million a year earlier and up 11.7% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Loans - Net (2010 - 2026) Analysis & Trends
At the end of FY2025, OptimumBank Holdings reported Loans - Net of $947.29 million, up 19.2% from FY2024.
- Annual Loans - Net has increased for eight straight years, with a five-year compound annual growth rate of 44.1% (FY2020 to FY2025).
- Across earlier years, Loans - Net came in at $794.99 million in FY2024 (+18.5%), $671.09 million in FY2023 (+40.6%), $477.22 million in FY2022 (+92.5%) and $247.9 million in FY2021 (+62.6%).
- The Q2 2026 figure is the highest quarterly Loans - Net in data going back to Q4 2010.
- On a year-over-year basis, Loans - Net has increased for 33 consecutive quarters, with growth averaging 22.1% over the last eight quarters.
- The year-over-year growth in Loans - Net has ranged between 3.0% (Q2 2025) and 110.1% (Q3 2022) over the last five years.
- Per Business Quant, the preceding three quarters came in at $1.08 billion (Q1 2026), $947.29 million (Q4 2025) and $802.81 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.20 Bn |
| Mar 31, 2026 | 1.08 Bn |
| Dec 31, 2025 | 947.29 Mn |
| Sep 30, 2025 | 802.81 Mn |
| Jun 30, 2025 | 774.55 Mn |
| Mar 31, 2025 | 791.23 Mn |
| Dec 31, 2024 | 794.99 Mn |
| Sep 30, 2024 | 768.91 Mn |
| Jun 30, 2024 | 751.90 Mn |
| Mar 31, 2024 | 746.37 Mn |
| Dec 31, 2023 | 671.09 Mn |
| Sep 30, 2023 | 573.59 Mn |
| Jun 30, 2023 | 518.83 Mn |
| Mar 31, 2023 | 495.56 Mn |
| Dec 31, 2022 | 477.22 Mn |
| Sep 30, 2022 | 432.47 Mn |
| Jun 30, 2022 | 348.95 Mn |
| Mar 31, 2022 | 273.69 Mn |
| Dec 31, 2021 | 247.90 Mn |
| Sep 30, 2021 | 205.87 Mn |
API Access
OptimumBank Holdings, Inc. Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();