OptimumBank Holdings (OPHC) Loans - Net (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Loans - Net of $1.1 billion for Q1 2026, up 36.31% year-over-year from $791.2 million in Q1 2025, and up 13.85% quarter-over-quarter from $947.3 million in Q4 2025.
OptimumBank Holdings (OPHC) Loans - Net (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Loans - Net for 17 consecutive years, with $1.1 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Net rose 36.31% year-over-year to $1.1 billion; the TTM figure through Mar 2026 stood at $1.1 billion (up 36.31% YoY), while the FY2025 annual figure was $947.3 million, up 19.16% from the prior year.
- Loans - Net climbed to $1.1 billion in Q1 2026 per OPHC's latest filing, from $947.3 million in the prior quarter.
- Across five years, Loans - Net topped out at $1.1 billion in Q1 2026 and bottomed at $273.7 million in Q1 2022.
- Historically, Loans - Net has averaged $661.6 million across 5 years, with a median of $746.4 million in 2024.
- Annual changes were most pronounced in 2022 — Loans - Net surged 110.07% — and 2025, when it gained 3.01%.
- OptimumBank Holdings' Loans - Net stood at $477.2 million in 2022, then soared by 40.63% to $671.1 million in 2023, then increased by 18.46% to $795.0 million in 2024, then climbed by 19.16% to $947.3 million in 2025, then climbed by 13.85% to $1.1 billion in 2026.
- Business Quant data shows OPHC's Loans - Net at $1.1 billion in Q1 2026, $947.3 million in Q4 2025, and $802.8 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.68 Bn | 84.49 Bn | - | - |
| 2 | Pnc Financial Services | 97.94 Bn | 97.94 Bn | - | 363.30 Bn |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 402.66 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.20 Bn | -81.12 Bn | - | - |
| 7 | Nu Holdings | 70.49 Bn | 56.80 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.73 Bn | 61.73 Bn | - | 324.81 Bn |
| 9 | Fifth Third Bancorp | 49.92 Bn | 26.20 Bn | - | 175.61 Bn |
| 10 | OptimumBank Holdings | 112.58 Mn | -33.65 Mn | - | 1.20 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.20 Bn |
| Jun 30, 2026 | 1.20 Bn |
| Mar 31, 2026 | 1.08 Bn |
| Mar 31, 2026 | 1.08 Bn |
| Dec 31, 2025 | 947.29 Mn |
| Dec 31, 2025 | 947.29 Mn |
| Sep 30, 2025 | 802.81 Mn |
| Sep 30, 2025 | 802.81 Mn |
| Jun 30, 2025 | 774.55 Mn |
| Jun 30, 2025 | 774.55 Mn |
| Mar 31, 2025 | 791.23 Mn |
| Mar 31, 2025 | 791.23 Mn |
| Dec 31, 2024 | 794.99 Mn |
| Dec 31, 2024 | 794.99 Mn |
| Sep 30, 2024 | 768.91 Mn |
| Sep 30, 2024 | 768.91 Mn |
| Jun 30, 2024 | 751.90 Mn |
| Jun 30, 2024 | 751.90 Mn |
| Mar 31, 2024 | 746.37 Mn |
| Mar 31, 2024 | 746.37 Mn |