OptimumBank Holdings, Inc. (OPHC) Loans - Gross (2013 - 2026)
OptimumBank Holdings (OPHC) recorded Loans - Gross of $1.22 billion in Q2 2026, up 55.1% from $784.56 million a year earlier and up 11.6% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Loans - Gross (2013 - 2026) Analysis & Trends
At the end of FY2025, OptimumBank Holdings reported Loans - Gross of $958.79 million, up 19.2% from FY2024.
- Annual Loans - Gross has increased for four straight years, with a four-year compound annual growth rate of 39.7% (FY2021 to FY2025).
- Across earlier years, Loans - Gross came in at $804.24 million in FY2024 (+18.3%), $680.07 million in FY2023 (+40.7%), $483.38 million in FY2022 (+92.3%) and $251.4 million in FY2021.
- The Q2 2026 figure is the highest quarterly Loans - Gross in data going back to Q4 2013.
- On a year-over-year basis, Loans - Gross has increased for 15 consecutive quarters, with growth averaging 22.0% over the last eight quarters.
- Over the past five years, the year-over-year growth in Loans - Gross ranged from 3.1% (Q2 2025) to 92.3% (Q4 2022).
- Per Business Quant, the preceding three quarters came in at $1.09 billion (Q1 2026), $958.79 million (Q4 2025) and $813.72 million (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.22 Bn |
| Mar 31, 2026 | 1.09 Bn |
| Dec 31, 2025 | 958.79 Mn |
| Sep 30, 2025 | 813.72 Mn |
| Jun 30, 2025 | 784.56 Mn |
| Mar 31, 2025 | 800.24 Mn |
| Dec 31, 2024 | 804.24 Mn |
| Sep 30, 2024 | 778.06 Mn |
| Jun 30, 2024 | 761.07 Mn |
| Mar 31, 2024 | 755.90 Mn |
| Dec 31, 2023 | 680.07 Mn |
| Sep 30, 2023 | 581.82 Mn |
| Jun 30, 2023 | 526.26 Mn |
| Mar 31, 2023 | 502.54 Mn |
| Dec 31, 2022 | 483.38 Mn |
| Sep 30, 2022 | 438.10 Mn |
| Jun 30, 2022 | 353.60 Mn |
| Mar 31, 2022 | 277.51 Mn |
| Dec 31, 2021 | 251.40 Mn |
| Sep 30, 2014 | 77.74 Mn |
API Access
OptimumBank Holdings, Inc. Loans - Gross API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-gross&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-gross", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-gross&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();