OptimumBank Holdings, Inc. (OPHC) Interest Income - Net (2010 - 2026)
OptimumBank Holdings (OPHC) recorded Interest Income - Net of $14.7 million in Q2 2026, up 43.5% from $10.24 million a year earlier and up 11.4% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Interest Income - Net (2010 - 2026) Analysis & Trends
On a TTM basis, OptimumBank Holdings' Interest Income - Net came in at $50.81 million as of Jun 30, 2026, up 34.2% year-over-year; for FY2025, it was $42.59 million, up 22.8% from FY2024.
- Annual Interest Income - Net has increased for seven straight years, with a five-year compound annual growth rate of 53.5% (FY2020 to FY2025).
- Across earlier years, Interest Income - Net came in at $34.69 million in FY2024 (+46.3%), $23.71 million in FY2023 (+49.7%), $15.84 million in FY2022 (+68.4%) and $9.4 million in FY2021 (+88.5%).
- The Q2 2026 figure is the highest quarterly Interest Income - Net in data going back to Q2 2010.
- On a year-over-year basis, Interest Income - Net has increased for 27 consecutive quarters, with growth averaging 31.8% over the last eight quarters.
- The year-over-year growth in Interest Income - Net has ranged between 17.2% (Q2 2025) and 99.6% (Q3 2021) over the last five years.
- Per Business Quant, the preceding three quarters came in at $13.19 million (Q1 2026), $11.87 million (Q4 2025) and $11.05 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.70 Mn |
| Mar 31, 2026 | 13.19 Mn |
| Dec 31, 2025 | 11.87 Mn |
| Sep 30, 2025 | 11.05 Mn |
| Jun 30, 2025 | 10.24 Mn |
| Mar 31, 2025 | 9.43 Mn |
| Dec 31, 2024 | 9.24 Mn |
| Sep 30, 2024 | 8.96 Mn |
| Jun 30, 2024 | 8.74 Mn |
| Mar 31, 2024 | 7.75 Mn |
| Dec 31, 2023 | 7.15 Mn |
| Sep 30, 2023 | 5.91 Mn |
| Jun 30, 2023 | 5.59 Mn |
| Mar 31, 2023 | 5.06 Mn |
| Dec 31, 2022 | 4.55 Mn |
| Sep 30, 2022 | 4.31 Mn |
| Jun 30, 2022 | 3.75 Mn |
| Mar 31, 2022 | 3.23 Mn |
| Dec 31, 2021 | 2.90 Mn |
| Sep 30, 2021 | 2.77 Mn |
API Access
OptimumBank Holdings, Inc. Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();