OptimumBank Holdings (OPHC) Interest Income - Net (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Interest Income - Net of $13.2 million for Q1 2026, up 39.93% year-over-year from $9.4 million in Q1 2025, and up 11.11% quarter-over-quarter from $11.9 million in Q4 2025.
OptimumBank Holdings (OPHC) Interest Income - Net (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Interest Income - Net for 17 consecutive years, with $13.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Net rose 39.93% year-over-year to $13.2 million; the TTM figure through Mar 2026 stood at $46.4 million (up 27.45% YoY), while the FY2025 annual figure was $42.6 million, up 22.76% from the prior year.
- Interest Income - Net grew to $13.2 million in Q1 2026 per OPHC's latest filing, from $11.9 million in the prior quarter.
- Across five years, Interest Income - Net topped out at $13.2 million in Q1 2026 and bottomed at $3.2 million in Q1 2022.
- Historically, Interest Income - Net has averaged $7.6 million across 5 years, with a median of $7.8 million in 2024.
- Annual changes were most pronounced in 2022 — Interest Income - Net surged 91.4% — and 2025, when it advanced 17.16%.
- OptimumBank Holdings' Interest Income - Net stood at $4.6 million in 2022, then surged by 57.06% to $7.1 million in 2023, then grew by 29.22% to $9.2 million in 2024, then gained by 28.52% to $11.9 million in 2025, then rose by 11.11% to $13.2 million in 2026.
- Business Quant data shows OPHC's Interest Income - Net at $13.2 million in Q1 2026, $11.9 million in Q4 2025, and $11.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.11 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.36 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.22 Bn |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - | 14.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 14.70 Mn |
| Mar 31, 2026 | 13.19 Mn |
| Dec 31, 2025 | 11.87 Mn |
| Sep 30, 2025 | 11.05 Mn |
| Jun 30, 2025 | 10.24 Mn |
| Mar 31, 2025 | 9.43 Mn |
| Dec 31, 2024 | 9.24 Mn |
| Sep 30, 2024 | 8.96 Mn |
| Jun 30, 2024 | 8.74 Mn |
| Mar 31, 2024 | 7.75 Mn |
| Dec 31, 2023 | 7.15 Mn |
| Sep 30, 2023 | 5.91 Mn |
| Jun 30, 2023 | 5.59 Mn |
| Mar 31, 2023 | 5.06 Mn |
| Dec 31, 2022 | 4.55 Mn |
| Sep 30, 2022 | 4.31 Mn |
| Jun 30, 2022 | 3.75 Mn |
| Mar 31, 2022 | 3.23 Mn |
| Dec 31, 2021 | 2.90 Mn |
| Sep 30, 2021 | 2.77 Mn |