OptimumBank Holdings OPHC
NYSE OPHC
$9.30 +0.08 (+0.87%)
At close: Aug 21, 2026 · 4:00 PM EDT

OptimumBank Holdings (OPHC) Interest Income - Net (2010 - 2026)

OptimumBank Holdings (OPHC) posted quarterly Interest Income - Net of $13.2 million for Q1 2026, up 39.93% year-over-year from $9.4 million in Q1 2025, and up 11.11% quarter-over-quarter from $11.9 million in Q4 2025.

OptimumBank Holdings (OPHC) Interest Income - Net (2010 - 2026) Analysis & Trends

OptimumBank Holdings (OPHC) has reported Interest Income - Net for 17 consecutive years, with $13.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Income - Net rose 39.93% year-over-year to $13.2 million; the TTM figure through Mar 2026 stood at $46.4 million (up 27.45% YoY), while the FY2025 annual figure was $42.6 million, up 22.76% from the prior year.
  • Interest Income - Net grew to $13.2 million in Q1 2026 per OPHC's latest filing, from $11.9 million in the prior quarter.
  • Across five years, Interest Income - Net topped out at $13.2 million in Q1 2026 and bottomed at $3.2 million in Q1 2022.
  • Historically, Interest Income - Net has averaged $7.6 million across 5 years, with a median of $7.8 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Income - Net surged 91.4% — and 2025, when it advanced 17.16%.
  • OptimumBank Holdings' Interest Income - Net stood at $4.6 million in 2022, then surged by 57.06% to $7.1 million in 2023, then grew by 29.22% to $9.2 million in 2024, then gained by 28.52% to $11.9 million in 2025, then rose by 11.11% to $13.2 million in 2026.
  • Business Quant data shows OPHC's Interest Income - Net at $13.2 million in Q1 2026, $11.9 million in Q4 2025, and $11.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 4.11 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 4.36 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 3.62 Bn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 2.22 Bn
10 OptimumBank Holdings 112.44 Mn -33.80 Mn - 14.70 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 14.70 Mn
Mar 31, 2026 13.19 Mn
Dec 31, 2025 11.87 Mn
Sep 30, 2025 11.05 Mn
Jun 30, 2025 10.24 Mn
Mar 31, 2025 9.43 Mn
Dec 31, 2024 9.24 Mn
Sep 30, 2024 8.96 Mn
Jun 30, 2024 8.74 Mn
Mar 31, 2024 7.75 Mn
Dec 31, 2023 7.15 Mn
Sep 30, 2023 5.91 Mn
Jun 30, 2023 5.59 Mn
Mar 31, 2023 5.06 Mn
Dec 31, 2022 4.55 Mn
Sep 30, 2022 4.31 Mn
Jun 30, 2022 3.75 Mn
Mar 31, 2022 3.23 Mn
Dec 31, 2021 2.90 Mn
Sep 30, 2021 2.77 Mn