OptimumBank Holdings (OPHC) Interest Income - Net (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Interest Income - Net came in at $14.7 million in Q2 2026, up 43.5% year-over-year from $10.2 million in Q2 2025, and up 11.43% quarter-over-quarter from $13.2 million in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Interest Income - Net (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Interest Income - Net for 17 consecutive years, with $14.7 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Income - Net rose 43.5% year-over-year to $14.7 million in Q2 2026; TTM through Jun 2026 was $50.8 million, a 34.17% increase from a year earlier, with the FY2025 full-year figure at $42.6 million, up 22.76% from the prior year.
- Interest Income - Net was $14.7 million for Q2 2026 at OptimumBank Holdings, up from $13.2 million in the prior quarter.
- Over five years, Interest Income - Net peaked at $14.7 million in Q2 2026 and troughed at $3.2 million in Q1 2022.
- A 5-year average of $8.0 million and a median of $8.2 million in 2024 frame the typical range for Interest Income - Net.
- Across the five-year window, Interest Income - Net jumped 91.4% in 2022 and gained 17.16% in 2025, its largest moves.
- Over 5 years, Interest Income - Net stood at $4.6 million in 2022, then soared by 57.06% to $7.1 million in 2023, then advanced by 29.22% to $9.2 million in 2024, then increased by 28.52% to $11.9 million in 2025, then advanced by 23.81% to $14.7 million in 2026.
- The last three Interest Income - Net figures came in at $14.7 million (Q2 2026), $13.2 million (Q1 2026), and $11.9 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 3.62 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.22 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.79 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 2.05 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.63 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.28 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.25 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.66 Bn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 14.70 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.70 Mn |
| Mar 31, 2026 | 13.19 Mn |
| Dec 31, 2025 | 11.87 Mn |
| Sep 30, 2025 | 11.05 Mn |
| Jun 30, 2025 | 10.24 Mn |
| Mar 31, 2025 | 9.43 Mn |
| Dec 31, 2024 | 9.24 Mn |
| Sep 30, 2024 | 8.96 Mn |
| Jun 30, 2024 | 8.74 Mn |
| Mar 31, 2024 | 7.75 Mn |
| Dec 31, 2023 | 7.15 Mn |
| Sep 30, 2023 | 5.91 Mn |
| Jun 30, 2023 | 5.59 Mn |
| Mar 31, 2023 | 5.06 Mn |
| Dec 31, 2022 | 4.55 Mn |
| Sep 30, 2022 | 4.31 Mn |
| Jun 30, 2022 | 3.75 Mn |
| Mar 31, 2022 | 3.23 Mn |
| Dec 31, 2021 | 2.90 Mn |
| Sep 30, 2021 | 2.77 Mn |
API Access
OptimumBank Holdings Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();