OptimumBank Holdings (OPHC) Interest Expenses (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Interest Expenses of $6.3 million for Q1 2026, up 12.22% year-over-year from $5.6 million in Q1 2025, and up 13.3% quarter-over-quarter from $5.5 million in Q4 2025.
OptimumBank Holdings (OPHC) Interest Expenses (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Interest Expenses for 17 consecutive years, with $6.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses rose 12.22% year-over-year to $6.3 million; the TTM figure through Mar 2026 stood at $22.4 million (down 9.66% YoY), while the FY2025 annual figure was $21.8 million, down 17.65% from the prior year.
- Interest Expenses grew to $6.3 million in Q1 2026 per OPHC's latest filing, from $5.5 million in the prior quarter.
- Across five years, Interest Expenses topped out at $6.4 million in Q2 2024 and bottomed at $237000.0 in Q1 2022.
- Historically, Interest Expenses has averaged $4.1 million across 5 years, with a median of $5.3 million in 2025.
- Annual changes were most pronounced in 2022 — Interest Expenses dropped 18.28% — and 2023, when it soared 936.71%.
- OptimumBank Holdings' Interest Expenses stood at $2.3 million in 2022, then jumped by 76.28% to $4.0 million in 2023, then jumped by 58.76% to $6.4 million in 2024, then slipped by 13.71% to $5.5 million in 2025, then increased by 13.3% to $6.3 million in 2026.
- Business Quant data shows OPHC's Interest Expenses at $6.3 million in Q1 2026, $5.5 million in Q4 2025, and $5.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - | 7.03 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 7.03 Mn |
| Jun 30, 2026 | 7.03 Mn |
| Mar 31, 2026 | 6.26 Mn |
| Mar 31, 2026 | 6.26 Mn |
| Dec 31, 2025 | 5.53 Mn |
| Dec 31, 2025 | 5.53 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.35 Mn |
| Jun 30, 2025 | 5.35 Mn |
| Mar 31, 2025 | 5.58 Mn |
| Mar 31, 2025 | 5.58 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Sep 30, 2024 | 6.37 Mn |
| Sep 30, 2024 | 6.37 Mn |
| Jun 30, 2024 | 6.45 Mn |
| Jun 30, 2024 | 6.45 Mn |
| Mar 31, 2024 | 5.88 Mn |
| Mar 31, 2024 | 5.88 Mn |