OptimumBank Holdings, Inc. (OPHC) Interest Expenses (2010 - 2026)
OptimumBank Holdings (OPHC) posted Interest Expenses of $7.03 million for Q2 2026, up 31.4% from $5.35 million a year earlier and up 12.2% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Interest Expenses (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expenses at OptimumBank Holdings was $24.13 million, up 1.8% year-over-year; for FY2025, it came in at $21.77 million, down 12.7% from FY2024.
- Annual Interest Expenses shows a five-year compound annual growth rate of 66.1% (FY2020 to FY2025).
- In prior years, OptimumBank Holdings' Interest Expenses was $24.94 million in FY2024 (+106.7%), $12.07 million in FY2023 (+198.2%), $4.05 million in FY2022 (+310.8%) and $985,000 in FY2021 (-42.7%).
- The Q2 2026 figure stands as the highest quarterly Interest Expenses in data going back to Q2 2010.
- On a year-over-year basis, Interest Expenses increased in four of the last eight quarters, with growth averaging 20.7%.
- The strongest year-over-year quarter for Interest Expenses in the past five years was Q1 2023, with growth of 941.1%; the weakest was Q3 2021, with a decline of 46.1%.
- According to Business Quant data, Interest Expenses for the three prior quarters was $6.26 million (Q1 2026), $5.57 million (Q4 2025) and $5.27 million (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.03 Mn |
| Mar 31, 2026 | 6.26 Mn |
| Dec 31, 2025 | 5.57 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.35 Mn |
| Mar 31, 2025 | 5.58 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Sep 30, 2024 | 6.37 Mn |
| Jun 30, 2024 | 6.45 Mn |
| Mar 31, 2024 | 5.71 Mn |
| Dec 31, 2023 | 4.04 Mn |
| Sep 30, 2023 | 2.99 Mn |
| Jun 30, 2023 | 2.59 Mn |
| Mar 31, 2023 | 2.46 Mn |
| Dec 31, 2022 | 2.35 Mn |
| Sep 30, 2022 | 1.19 Mn |
| Jun 30, 2022 | 272,000.00 |
| Mar 31, 2022 | 236,000.00 |
| Dec 31, 2021 | 264,000.00 |
| Sep 30, 2021 | 208,000.00 |
API Access
OptimumBank Holdings, Inc. Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();