OptimumBank Holdings (OPHC) Interest Expenses (2010 - 2026)
OptimumBank Holdings (OPHC) reported Interest Expenses of $6.3 million for Q1 2026, up 12.22% year-over-year from $5.6 million in Q1 2025, and up 12.5% on a QoQ basis from $5.6 million in Q4 2025.
OptimumBank Holdings (OPHC) has 17 years of Interest Expenses data on file, last reported at $6.3 million in Q1 2026.
- Quarterly Interest Expenses rose 12.22% year-over-year to $6.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $22.4 million (down 9.5% YoY) and the FY2025 annual result came in at $21.8 million, down 12.72% from the prior year.
- Interest Expenses improved to $6.3 million in Q1 2026 per OPHC's latest filing, from $5.6 million in the prior quarter.
- Across five years, Interest Expenses topped out at $6.4 million in Q2 2024 and bottomed at $236000.0 in Q1 2022.
- The 5-year median for Interest Expenses is $5.3 million (2025), against an average of $4.1 million.
- The widest annual swing landed in 2023, when Interest Expenses soared 941.1%; it then dropped 17.25% in 2025.
- Tracing OPHC's Interest Expenses over 5 years: stood at $2.3 million in 2022, then surged by 71.78% to $4.0 million in 2023, then jumped by 58.76% to $6.4 million in 2024, then declined by 13.1% to $5.6 million in 2025, then grew by 12.5% to $6.3 million in 2026.
- Per Business Quant, the three latest OPHC Interest Expenses figures stand at $6.3 million (Q1 2026), $5.6 million (Q4 2025), and $5.3 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 5.23 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 7.97 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -22.86 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 2.48 Bn |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | 6.26 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.26 Mn |
| Mar 31, 2026 | 6.26 Mn |
| Dec 31, 2025 | 5.57 Mn |
| Dec 31, 2025 | 5.57 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.35 Mn |
| Jun 30, 2025 | 5.35 Mn |
| Mar 31, 2025 | 5.58 Mn |
| Mar 31, 2025 | 5.58 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Sep 30, 2024 | 6.37 Mn |
| Sep 30, 2024 | 6.37 Mn |
| Jun 30, 2024 | 6.45 Mn |
| Jun 30, 2024 | 6.45 Mn |
| Mar 31, 2024 | 5.71 Mn |
| Mar 31, 2024 | 5.71 Mn |
| Dec 31, 2023 | 4.04 Mn |
| Dec 31, 2023 | 4.04 Mn |
| Sep 30, 2023 | 2.99 Mn |
| Sep 30, 2023 | 2.99 Mn |
| Jun 30, 2023 | 2.59 Mn |
| Jun 30, 2023 | 2.59 Mn |
| Mar 31, 2023 | 2.46 Mn |
| Mar 31, 2023 | 2.46 Mn |
| Dec 31, 2022 | 2.35 Mn |
| Dec 31, 2022 | 2.35 Mn |
| Sep 30, 2022 | 1.19 Mn |
| Sep 30, 2022 | 1.19 Mn |
| Jun 30, 2022 | 272,000.00 |
| Jun 30, 2022 | 272,000.00 |
| Mar 31, 2022 | 236,000.00 |
| Mar 31, 2022 | 236,000.00 |
| Dec 31, 2021 | 264,000.00 |
| Dec 31, 2021 | 264,000.00 |
| Sep 30, 2021 | 208,000.00 |
| Sep 30, 2021 | 208,000.00 |
| Jun 30, 2021 | 234,000.00 |
| Jun 30, 2021 | 234,000.00 |
| Mar 31, 2021 | 279,000.00 |
| Mar 31, 2021 | 279,000.00 |
| Dec 31, 2020 | 351,000.00 |
| Dec 31, 2020 | 351,000.00 |
| Sep 30, 2020 | 386,000.00 |
| Sep 30, 2020 | 386,000.00 |
| Jun 30, 2020 | 476,000.00 |
| Jun 30, 2020 | 476,000.00 |
| Mar 31, 2020 | 507,000.00 |
| Mar 31, 2020 | 507,000.00 |
| Dec 31, 2019 | 574,000.00 |
| Dec 31, 2019 | 574,000.00 |
| Sep 30, 2019 | 538,000.00 |
| Sep 30, 2019 | 538,000.00 |
| Jun 30, 2019 | 493,000.00 |
| Jun 30, 2019 | 493,000.00 |
| Mar 31, 2019 | 453,000.00 |
| Mar 31, 2019 | 453,000.00 |
| Dec 31, 2018 | 380,000.00 |
| Dec 31, 2018 | 380,000.00 |
| Sep 30, 2018 | 323,000.00 |
| Sep 30, 2018 | 323,000.00 |
| Jun 30, 2018 | 285,000.00 |
| Jun 30, 2018 | 285,000.00 |
| Mar 31, 2018 | 260,000.00 |
| Mar 31, 2018 | 260,000.00 |
| Dec 31, 2017 | 294,000.00 |
| Dec 31, 2017 | 294,000.00 |
| Sep 30, 2017 | 308,000.00 |
| Sep 30, 2017 | 308,000.00 |
| Jun 30, 2017 | 313,000.00 |
| Jun 30, 2017 | 313,000.00 |
| Mar 31, 2017 | 280,000.00 |
| Mar 31, 2017 | 280,000.00 |
| Dec 31, 2016 | 269,000.00 |
| Dec 31, 2016 | 269,000.00 |
| Sep 30, 2016 | 272,000.00 |
| Sep 30, 2016 | 272,000.00 |
| Jun 30, 2016 | 281,000.00 |
| Jun 30, 2016 | 281,000.00 |
| Mar 31, 2016 | 256,000.00 |
| Mar 31, 2016 | 256,000.00 |
| Dec 31, 2015 | 229,000.00 |
| Dec 31, 2015 | 229,000.00 |
| Sep 30, 2015 | 222,000.00 |
| Sep 30, 2015 | 222,000.00 |
| Jun 30, 2015 | 221,000.00 |
| Jun 30, 2015 | 221,000.00 |
| Mar 31, 2015 | 212,000.00 |
| Mar 31, 2015 | 212,000.00 |
| Dec 31, 2014 | 214,000.00 |
| Dec 31, 2014 | 214,000.00 |
| Sep 30, 2014 | 217,000.00 |
| Sep 30, 2014 | 217,000.00 |
| Jun 30, 2014 | 235,000.00 |
| Jun 30, 2014 | 235,000.00 |
| Mar 31, 2014 | 246,000.00 |
| Mar 31, 2014 | 246,000.00 |
| Dec 31, 2013 | 394,000.00 |
| Dec 31, 2013 | 394,000.00 |
| Sep 30, 2013 | 432,000.00 |
| Sep 30, 2013 | 432,000.00 |
| Jun 30, 2013 | 528,000.00 |
| Jun 30, 2013 | 528,000.00 |
| Mar 31, 2013 | 564,000.00 |
| Mar 31, 2013 | 564,000.00 |
| Dec 31, 2012 | 597,000.00 |
| Dec 31, 2012 | 597,000.00 |
| Sep 30, 2012 | 631,000.00 |
| Sep 30, 2012 | 631,000.00 |
| Jun 30, 2012 | 673,000.00 |
| Jun 30, 2012 | 673,000.00 |
| Mar 31, 2012 | 680,000.00 |
| Mar 31, 2012 | 680,000.00 |
| Dec 31, 2011 | 785,000.00 |
| Dec 31, 2011 | 785,000.00 |
| Sep 30, 2011 | 830,000.00 |
| Sep 30, 2011 | 830,000.00 |
| Jun 30, 2011 | 882,000.00 |
| Jun 30, 2011 | 882,000.00 |
| Mar 31, 2011 | 930,000.00 |
| Mar 31, 2011 | 930,000.00 |
| Dec 31, 2010 | 991,000.00 |
| Dec 31, 2010 | 991,000.00 |
| Sep 30, 2010 | 1.12 Mn |
| Sep 30, 2010 | 1.12 Mn |
| Jun 30, 2010 | 1.12 Mn |
| Jun 30, 2010 | 1.12 Mn |