OptimumBank Holdings (OPHC) Interest Expenses (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Interest Expenses came in at $7.0 million in Q2 2026, up 31.44% year-over-year from $5.3 million in Q2 2025, and up 12.2% quarter-over-quarter from $6.3 million in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Interest Expenses (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Interest Expenses for 17 consecutive years, with $7.0 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Expenses rose 31.44% year-over-year to $7.0 million in Q2 2026; TTM through Jun 2026 was $24.1 million, a 1.79% increase from a year earlier, with the FY2025 full-year figure at $21.8 million, down 12.72% from the prior year.
- Interest Expenses was $7.0 million for Q2 2026 at OptimumBank Holdings, up from $6.3 million in the prior quarter.
- Over five years, Interest Expenses peaked at $7.0 million in Q2 2026 and troughed at $236000.0 in Q1 2022.
- A 5-year average of $4.2 million and a median of $5.3 million in 2025 frame the typical range for Interest Expenses.
- Across the five-year window, Interest Expenses jumped 941.1% in 2023 and declined 17.25% in 2025, its largest moves.
- Over 5 years, Interest Expenses stood at $2.3 million in 2022, then soared by 71.78% to $4.0 million in 2023, then surged by 58.76% to $6.4 million in 2024, then fell by 13.1% to $5.6 million in 2025, then grew by 26.23% to $7.0 million in 2026.
- The last three Interest Expenses figures came in at $7.0 million (Q2 2026), $6.3 million (Q1 2026), and $5.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | -467.75 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 2.35 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.16 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 828.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.33 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 912.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 471.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 809.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.20 Bn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 7.03 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.03 Mn |
| Mar 31, 2026 | 6.26 Mn |
| Dec 31, 2025 | 5.57 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.35 Mn |
| Mar 31, 2025 | 5.58 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Sep 30, 2024 | 6.37 Mn |
| Jun 30, 2024 | 6.45 Mn |
| Mar 31, 2024 | 5.71 Mn |
| Dec 31, 2023 | 4.04 Mn |
| Sep 30, 2023 | 2.99 Mn |
| Jun 30, 2023 | 2.59 Mn |
| Mar 31, 2023 | 2.46 Mn |
| Dec 31, 2022 | 2.35 Mn |
| Sep 30, 2022 | 1.19 Mn |
| Jun 30, 2022 | 272,000.00 |
| Mar 31, 2022 | 236,000.00 |
| Dec 31, 2021 | 264,000.00 |
| Sep 30, 2021 | 208,000.00 |
API Access
OptimumBank Holdings Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();