OptimumBank Holdings, Inc. (OPHC) Interest Expense - Debt (2010 - 2026)
OptimumBank Holdings (OPHC) posted Interest Expense - Debt of $394,000 for Q2 2026, compared with $24,000 a year earlier and up 352.9% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Interest Expense - Debt (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expense - Debt at OptimumBank Holdings was $487,000, down 57.2% year-over-year; for FY2025, it was $333,000, down 83.1% from FY2024.
- Annual Interest Expense - Debt shows a five-year compound annual growth rate of -5.5% (FY2020 to FY2025).
- In prior years, OptimumBank Holdings' Interest Expense - Debt was $1.98 million in FY2024 (+322.2%), $468,000 in FY2023 (-42.4%), $812,000 in FY2022 (+143.1%) and $334,000 in FY2021 (-24.6%).
- The Q2 2026 figure stands as the highest quarterly Interest Expense - Debt since Q4 2024.
- On a year-over-year basis, Interest Expense - Debt increased in two of the last six quarters, with an average decline of 14.5%.
- The strongest year-over-year quarter for Interest Expense - Debt in the past five years was Q3 2022, with growth of 522.6%; the weakest was Q4 2025, with a decline of 98.5%.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 394,000.00 |
| Mar 31, 2026 | 87,000.00 |
| Dec 31, 2025 | 6,000.00 |
| Jun 30, 2025 | 24,000.00 |
| Mar 31, 2025 | 303,000.00 |
| Dec 31, 2024 | 402,000.00 |
| Sep 30, 2024 | 410,000.00 |
| Jun 30, 2024 | 527,000.00 |
| Mar 31, 2024 | 637,000.00 |
| Dec 31, 2023 | 265,000.00 |
| Sep 30, 2023 | 147,000.00 |
| Jun 30, 2023 | 31,000.00 |
| Mar 31, 2023 | 25,000.00 |
| Dec 31, 2022 | 263,000.00 |
| Sep 30, 2022 | 386,000.00 |
| Jun 30, 2022 | 102,000.00 |
| Mar 31, 2022 | 61,000.00 |
| Dec 31, 2021 | 93,000.00 |
| Sep 30, 2021 | 62,000.00 |
| Jun 30, 2021 | 81,000.00 |
API Access
OptimumBank Holdings, Inc. Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();