OptimumBank Holdings, Inc. (OPHC) EBT (2014 - 2026)
OptimumBank Holdings' EBT came in at $8.84 million for Q2 2026, up 82.0% from $4.86 million a year earlier and up 42.6% from the prior quarter.
Powered by 
Analysis
OptimumBank Holdings, Inc. (OPHC) EBT (2014 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, OptimumBank Holdings reported EBT of $27.16 million, up 37.2% year-over-year; for FY2025, it was $22.17 million, up 25.8% from FY2024.
- EBT has increased in each of the last four years.
- Going back by year, EBT was $17.63 million in FY2024 (+108.5%), $8.46 million in FY2023 (+56.8%), $5.39 million in FY2022 (+75.7%) and $3.07 million in FY2021.
- The Q2 2026 figure represents the highest quarterly EBT in data going back to Q3 2014.
- Year-over-year, EBT has increased for 15 consecutive quarters, with growth averaging 53.4% over the last eight quarters.
- The fastest year-over-year change in EBT over five years came in Q4 2021 (growth of 268.6%), and the weakest in Q3 2022 (a decline of 1.5%).
- Business Quant data shows OPHC's EBT at $6.2 million (Q1 2026), $6.46 million (Q4 2025) and $5.66 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.84 Mn |
| Mar 31, 2026 | 6.20 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Sep 30, 2025 | 5.66 Mn |
| Jun 30, 2025 | 4.86 Mn |
| Mar 31, 2025 | 5.20 Mn |
| Dec 31, 2024 | 5.31 Mn |
| Sep 30, 2024 | 4.44 Mn |
| Jun 30, 2024 | 4.66 Mn |
| Mar 31, 2024 | 3.22 Mn |
| Dec 31, 2023 | 3.43 Mn |
| Sep 30, 2023 | 1.73 Mn |
| Jun 30, 2023 | 1.76 Mn |
| Mar 31, 2023 | 1.55 Mn |
| Dec 31, 2022 | 2.08 Mn |
| Sep 30, 2022 | 903,000.00 |
| Jun 30, 2022 | 1.27 Mn |
| Mar 31, 2022 | 1.15 Mn |
| Dec 31, 2021 | 1.36 Mn |
| Sep 30, 2021 | 917,000.00 |
API Access
OptimumBank Holdings, Inc. EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();