OptimumBank Holdings (OPHC) EBT (2014 - 2026)
OptimumBank Holdings (OPHC) posted quarterly EBT of $6.2 million for Q1 2026, up 19.28% year-over-year from $5.2 million in Q1 2025, and down 4.01% quarter-over-quarter from $6.5 million in Q4 2025.
OptimumBank Holdings (OPHC) EBT (2014 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported EBT for 12 consecutive years, with $6.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT rose 19.28% year-over-year to $6.2 million; the TTM figure through Mar 2026 stood at $23.2 million (up 18.19% YoY), while the FY2025 annual figure was $22.2 million, up 25.75% from the prior year.
- EBT retreated to $6.2 million in Q1 2026 per OPHC's latest filing, from $6.5 million in the prior quarter.
- Across five years, EBT topped out at $6.5 million in Q4 2025 and bottomed at $903000.0 in Q3 2022.
- Historically, EBT has averaged $3.5 million across 5 years, with a median of $3.4 million in 2023.
- On a YoY basis, EBT climbed as much as 229.02% in 2022 and fell as far as 1.53% in 2022.
- OptimumBank Holdings' EBT stood at $2.1 million in 2022, then soared by 64.82% to $3.4 million in 2023, then soared by 55.07% to $5.3 million in 2024, then rose by 21.58% to $6.5 million in 2025, then declined by 4.01% to $6.2 million in 2026.
- Business Quant data shows OPHC's EBT at $6.2 million in Q1 2026, $6.5 million in Q4 2025, and $5.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.72 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 3.07 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 3.91 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.24 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.82 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.04 Bn |
| 10 | OptimumBank Holdings | 112.74 Mn | -33.50 Mn | - | 8.84 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 8.84 Mn |
| Mar 31, 2026 | 6.20 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Sep 30, 2025 | 5.66 Mn |
| Jun 30, 2025 | 4.86 Mn |
| Mar 31, 2025 | 5.20 Mn |
| Dec 31, 2024 | 5.31 Mn |
| Sep 30, 2024 | 4.44 Mn |
| Jun 30, 2024 | 4.66 Mn |
| Mar 31, 2024 | 3.22 Mn |
| Dec 31, 2023 | 3.43 Mn |
| Sep 30, 2023 | 1.73 Mn |
| Jun 30, 2023 | 1.76 Mn |
| Mar 31, 2023 | 1.55 Mn |
| Dec 31, 2022 | 2.08 Mn |
| Sep 30, 2022 | 903,000.00 |
| Jun 30, 2022 | 1.27 Mn |
| Mar 31, 2022 | 1.15 Mn |
| Dec 31, 2021 | 1.36 Mn |
| Sep 30, 2021 | 917,000.00 |