OptimumBank Holdings (OPHC) EBT (2014 - 2026)
OptimumBank Holdings' (OPHC) quarterly EBT came in at $8.8 million in Q2 2026, up 82.04% year-over-year from $4.9 million in Q2 2025, and up 42.59% quarter-over-quarter from $6.2 million in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) EBT (2014 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported EBT for 12 consecutive years, with $8.8 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT rose 82.04% year-over-year to $8.8 million in Q2 2026; TTM through Jun 2026 was $27.2 million, a 37.17% increase from a year earlier, with the FY2025 full-year figure at $22.2 million, up 25.75% from the prior year.
- EBT was $8.8 million for Q2 2026 at OptimumBank Holdings, up from $6.2 million in the prior quarter.
- Over five years, EBT peaked at $8.8 million in Q2 2026 and troughed at $903000.0 in Q3 2022.
- A 5-year average of $3.8 million and a median of $3.9 million in 2023 frame the typical range for EBT.
- The widest YoY moves for EBT: up 229.02% in 2022, down 1.53% in 2022.
- Over 5 years, EBT stood at $2.1 million in 2022, then jumped by 64.82% to $3.4 million in 2023, then jumped by 55.07% to $5.3 million in 2024, then grew by 21.58% to $6.5 million in 2025, then surged by 36.87% to $8.8 million in 2026.
- The last three EBT figures came in at $8.8 million (Q2 2026), $6.2 million (Q1 2026), and $6.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 1,450.12 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.82 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.04 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.06 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 896.00 Mn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 755.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 718.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 647.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 891.00 Mn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 8.84 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.84 Mn |
| Mar 31, 2026 | 6.20 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Sep 30, 2025 | 5.66 Mn |
| Jun 30, 2025 | 4.86 Mn |
| Mar 31, 2025 | 5.20 Mn |
| Dec 31, 2024 | 5.31 Mn |
| Sep 30, 2024 | 4.44 Mn |
| Jun 30, 2024 | 4.66 Mn |
| Mar 31, 2024 | 3.22 Mn |
| Dec 31, 2023 | 3.43 Mn |
| Sep 30, 2023 | 1.73 Mn |
| Jun 30, 2023 | 1.76 Mn |
| Mar 31, 2023 | 1.55 Mn |
| Dec 31, 2022 | 2.08 Mn |
| Sep 30, 2022 | 903,000.00 |
| Jun 30, 2022 | 1.27 Mn |
| Mar 31, 2022 | 1.15 Mn |
| Dec 31, 2021 | 1.36 Mn |
| Sep 30, 2021 | 917,000.00 |
API Access
OptimumBank Holdings EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();