OptimumBank Holdings, Inc. (OPHC) EBITDA Margin (2014 - 2026)
OptimumBank Holdings (OPHC) recorded EBITDA Margin of 93.15% in Q2 2026, up 7.67 percentage points from 85.48% a year earlier and up 9.05 percentage points from the prior quarter.
Powered by 
Analysis
OptimumBank Holdings, Inc. (OPHC) EBITDA Margin (2014 - 2026) Analysis & Trends
On a TTM basis, OptimumBank Holdings' EBITDA Margin came in at 88.13% as of Jun 30, 2026, down 13.70 percentage points year-over-year; for FY2025, it came in at 89.96%, down 19.09 percentage points from FY2024.
- Annual EBITDA Margin has a five-year change of +68.88 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at 109.05% in FY2024 (+32.66 pp), 76.39% in FY2023 (+24.95 pp), 51.44% in FY2022 (+13.30 pp) and 38.15% in FY2021 (+17.06 pp).
- The Q2 2026 figure is the highest quarterly EBITDA Margin since Q1 2025.
- On a year-over-year basis, EBITDA Margin rose in four of the last eight quarters, with an average year-over-year change of -2.83 percentage points.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 43.16 percentage points in Q2 2024, against a drop of 26.88 percentage points in Q2 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 84.10% (Q1 2026), 89.36% (Q4 2025) and 84.88% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.55% |
| Mar 31, 2026 | 83.67% |
| Dec 31, 2025 | 88.31% |
| Sep 30, 2025 | 85.18% |
| Jun 30, 2025 | 84.93% |
| Mar 31, 2025 | 102.04% |
| Dec 31, 2024 | 116.44% |
| Sep 30, 2024 | 106.20% |
| Jun 30, 2024 | 112.46% |
| Mar 31, 2024 | 99.34% |
| Dec 31, 2023 | 91.66% |
| Sep 30, 2023 | 69.86% |
| Jun 30, 2023 | 69.23% |
| Mar 31, 2023 | 70.28% |
| Dec 31, 2022 | 83.22% |
| Sep 30, 2022 | 42.39% |
| Jun 30, 2022 | 26.32% |
| Mar 31, 2022 | 41.09% |
| Dec 31, 2021 | 39.59% |
| Sep 30, 2021 | 24.03% |
API Access
OptimumBank Holdings, Inc. EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();