OptimumBank Holdings (OPHC) EBITDA Margin (2014 - 2026)
OptimumBank Holdings (OPHC) posted quarterly EBITDA Margin of 83.22% for Q1 2026, down 1791.0% year-over-year from 4.92% in Q1 2025, and up 8.1% quarter-over-quarter from 76.98% in Q4 2025.
OptimumBank Holdings (OPHC) EBITDA Margin (2014 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported EBITDA Margin for 12 consecutive years, with 83.22% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA Margin fell 1791.0% year-over-year to 83.22%; the TTM figure through Mar 2026 stood at 83.26% (down 2677.0% YoY), while the FY2025 annual figure was 89.01%, down 3162.0% from the prior year.
- EBITDA Margin advanced to 83.22% in Q1 2026 per OPHC's latest filing, from 76.98% in the prior quarter.
- Across five years, EBITDA Margin topped out at 116.35% in Q2 2024 and bottomed at 35.66% in Q1 2022.
- Historically, EBITDA Margin has averaged 80.72% across 5 years, with a median of 83.22% in 2026.
- Annual changes were most pronounced in 2024 — EBITDA Margin jumped 4523 bps — and 2025, when it sank 3925 bps.
- OptimumBank Holdings' EBITDA Margin stood at 69.42% in 2022, then surged by 38 bps to 95.54% in 2023, then climbed by 22 bps to 116.23% in 2024, then slumped by 34 bps to 76.98% in 2025, then climbed by 8 bps to 83.22% in 2026.
- Business Quant data shows OPHC's EBITDA Margin at 83.22% in Q1 2026, 76.98% in Q4 2025, and 90.15% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.02 Bn | 84.82 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.04 Bn | 96.04 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.88 Bn | -144.21 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 111.11% |
| 7 | Nu Holdings | 71.50 Bn | 57.82 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.63 Bn | 61.63 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.69 Bn | 25.97 Bn | - | 66.98% |
| 10 | OptimumBank Holdings | 110.76 Mn | -35.47 Mn | - | 92.33% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 92.33% |
| Mar 31, 2026 | 83.22% |
| Dec 31, 2025 | 76.98% |
| Sep 30, 2025 | 90.15% |
| Jun 30, 2025 | 84.47% |
| Mar 31, 2025 | 101.13% |
| Dec 31, 2024 | 116.23% |
| Sep 30, 2024 | 107.24% |
| Jun 30, 2024 | 116.35% |
| Mar 31, 2024 | 103.06% |
| Dec 31, 2023 | 95.54% |
| Sep 30, 2023 | 72.39% |
| Jun 30, 2023 | 71.11% |
| Mar 31, 2023 | 69.16% |
| Dec 31, 2022 | 69.42% |
| Sep 30, 2022 | 42.52% |
| Jun 30, 2022 | 37.69% |
| Mar 31, 2022 | 35.66% |
| Dec 31, 2021 | 43.09% |
| Sep 30, 2021 | 37.53% |