OptimumBank Holdings (OPHC) EBITDA (2014 - 2026)
OptimumBank Holdings (OPHC) posted quarterly EBITDA of $12.5 million for Q1 2026, up 15.63% year-over-year from $10.8 million in Q1 2025, and up 3.97% quarter-over-quarter from $12.0 million in Q4 2025.
OptimumBank Holdings (OPHC) EBITDA (2014 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported EBITDA for 12 consecutive years, with $12.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA rose 15.63% year-over-year to $12.5 million; the TTM figure through Mar 2026 stood at $45.6 million (up 2.64% YoY), while the FY2025 annual figure was $43.9 million, changed 0.28% from the prior year.
- EBITDA grew to $12.5 million in Q1 2026 per OPHC's latest filing, from $12.0 million in the prior quarter.
- Across five years, EBITDA topped out at $12.5 million in Q1 2026 and bottomed at $1.4 million in Q1 2022.
- Historically, EBITDA has averaged $7.6 million across 5 years, with a median of $9.1 million in 2024.
- Annual changes were most pronounced in 2023 — EBITDA jumped 189.65% — and 2025, when it retreated 8.18%.
- OptimumBank Holdings' EBITDA stood at $4.4 million in 2022, then soared by 70.83% to $7.5 million in 2023, then jumped by 57.06% to $11.7 million in 2024, then gained by 2.29% to $12.0 million in 2025, then climbed by 3.97% to $12.5 million in 2026.
- Business Quant data shows OPHC's EBITDA at $12.5 million in Q1 2026, $12.0 million in Q4 2025, and $10.9 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.61 Bn | 84.41 Bn | - | - |
| 2 | Pnc Financial Services | 98.45 Bn | 98.45 Bn | - | 5.17 Bn |
| 3 | Us Bancorp | 96.58 Bn | 96.58 Bn | - | 5.96 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 74.96 Bn | -144.13 Bn | - | -1.13 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.19 Bn | -81.12 Bn | - | 11.84 Bn |
| 7 | Nu Holdings | 70.42 Bn | 56.73 Bn | 2.35 Bn | 2.95 Bn |
| 8 | Truist Financial | 62.04 Bn | 62.04 Bn | - | 4.16 Bn |
| 9 | Fifth Third Bancorp | 49.90 Bn | 26.18 Bn | - | 2.19 Bn |
| 10 | OptimumBank Holdings | 108.66 Mn | -37.58 Mn | - | 15.87 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 15.87 Mn |
| Mar 31, 2026 | 12.46 Mn |
| Dec 31, 2025 | 11.99 Mn |
| Sep 30, 2025 | 10.94 Mn |
| Jun 30, 2025 | 10.20 Mn |
| Mar 31, 2025 | 10.78 Mn |
| Dec 31, 2024 | 11.72 Mn |
| Sep 30, 2024 | 10.81 Mn |
| Jun 30, 2024 | 11.11 Mn |
| Mar 31, 2024 | 9.10 Mn |
| Dec 31, 2023 | 7.46 Mn |
| Sep 30, 2023 | 4.72 Mn |
| Jun 30, 2023 | 4.35 Mn |
| Mar 31, 2023 | 4.00 Mn |
| Dec 31, 2022 | 4.37 Mn |
| Sep 30, 2022 | 2.09 Mn |
| Jun 30, 2022 | 1.54 Mn |
| Mar 31, 2022 | 1.38 Mn |
| Dec 31, 2021 | 1.62 Mn |
| Sep 30, 2021 | 1.13 Mn |