OppFi (OPFI) Payout Ratio (2020 - 2026)

OppFi (OPFI) has reported Payout Ratio for 7 consecutive years, with 0.79 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Payout Ratio fell 75.07% year-over-year to 0.79 in Q2 2026; TTM through Jun 2026 was 0.18, a 77.05% decrease from a year earlier, with the FY2025 full-year figure at 0.4, down 20.89% from the prior year.
• Payout Ratio was 0.79 for Q2 2026 at OppFi, up from 0.19 in the prior quarter.
• Over five years, Payout Ratio peaked at 3.19 in Q2 2025 and troughed at 1.98 in Q1 2022.
• A 5-year average of 0.26 and a median of 0.11 in 2024 frame the typical range for Payout Ratio.
• Across the five-year window, Payout Ratio tumbled 5442.94% in 2022 and jumped 65249.69% in 2024, its largest moves.
• Over 5 years, Payout Ratio stood at 0.0 in 2022, then sank by 537.24% to 0.01 in 2023, then surged by 575.13% to 0.02 in 2024, then slumped by 74.46% to 0.01 in 2025, then surged by 12634.04% to 0.79 in 2026.
• The last three Payout Ratio figures came in at 0.79 (Q2 2026), 0.19 (Q1 2026), and 0.01 (Q4 2025), per Business Quant data.