OppFi (OPFI-WT) Total Liabilities (2020 - 2026)
OppFi (OPFI-WT) posted quarterly Total Liabilities of $377.0 million for Q1 2026, down 6.52% YoY from $403.3 million in Q1 2025, and down 15.32% sequentially from $445.2 million in Q4 2025.
OppFi (OPFI-WT) Total Liabilities (2020 - 2026) Analysis & Trends
OppFi has disclosed Total Liabilities across 7 years of filings, most recently posting $377.0 million for Q1 2026.
- In Q1 2026, Total Liabilities fell 6.52% year-over-year to $377.0 million; the TTM figure through Mar 2026 stood at $377.0 million (down 6.52% YoY), while the FY2025 annual figure was $445.2 million, up 9.4% from the prior year.
- Total Liabilities slipped to $377.0 million in Q1 2026, from $445.2 million in the prior quarter.
- Over the last five years, Total Liabilities for OPFI-WT reached as high as $455.7 million in Q2 2025 and fell as low as $356.0 million in Q1 2022.
- The 5-year median for Total Liabilities is $407.0 million (2024), against an average of $405.1 million.
- Annual changes were most pronounced in 2022 — Total Liabilities jumped 1318.97% — and 2024, when it retreated 7.58%.
- A 5-year view of Total Liabilities shows it stood at $420.7 million in 2022, then retreated by 3.13% to $407.5 million in 2023, then dropped by 0.14% to $407.0 million in 2024, then advanced by 9.4% to $445.2 million in 2025, then fell by 15.32% to $377.0 million in 2026.
- According to Business Quant data, Total Liabilities over the past three periods registered $377.0 million, $445.2 million, and $443.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 59.39 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 45.73 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 274.90 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 60.52 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 9.36 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 42.89 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 181.66 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 7.11 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.21 Bn |
| 10 | OppFi | 1.07 Mn | 204.53 Mn | 76.91 Mn | 377.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 377.01 Mn |
| Dec 31, 2025 | 445.21 Mn |
| Sep 30, 2025 | 443.36 Mn |
| Jun 30, 2025 | 455.67 Mn |
| Mar 31, 2025 | 403.31 Mn |
| Dec 31, 2024 | 406.96 Mn |
| Sep 30, 2024 | 398.96 Mn |
| Jun 30, 2024 | 371.40 Mn |
| Mar 31, 2024 | 365.91 Mn |
| Dec 31, 2023 | 407.51 Mn |
| Sep 30, 2023 | 410.76 Mn |
| Jun 30, 2023 | 400.39 Mn |
| Mar 31, 2023 | 395.92 Mn |
| Dec 31, 2022 | 420.69 Mn |
| Sep 30, 2022 | 414.52 Mn |
| Jun 30, 2022 | 412.57 Mn |
| Mar 31, 2022 | 355.96 Mn |
| Dec 31, 2021 | 344.23 Mn |
| Sep 30, 2021 | 302.24 Mn |
| Jun 30, 2021 | 40.98 Mn |