OppFi (OPFI-WT) Total Liabilities (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Total Liabilities of $377.0 million for Q1 2026, down 6.52% YoY from $403.3 million in Q1 2025, and down 15.32% sequentially from $445.2 million in Q4 2025.

OppFi (OPFI-WT) Total Liabilities (2020 - 2026) Analysis & Trends

OppFi has disclosed Total Liabilities across 7 years of filings, most recently posting $377.0 million for Q1 2026.

  • In Q1 2026, Total Liabilities fell 6.52% year-over-year to $377.0 million; the TTM figure through Mar 2026 stood at $377.0 million (down 6.52% YoY), while the FY2025 annual figure was $445.2 million, up 9.4% from the prior year.
  • Total Liabilities slipped to $377.0 million in Q1 2026, from $445.2 million in the prior quarter.
  • Over the last five years, Total Liabilities for OPFI-WT reached as high as $455.7 million in Q2 2025 and fell as low as $356.0 million in Q1 2022.
  • The 5-year median for Total Liabilities is $407.0 million (2024), against an average of $405.1 million.
  • Annual changes were most pronounced in 2022 — Total Liabilities jumped 1318.97% — and 2024, when it retreated 7.58%.
  • A 5-year view of Total Liabilities shows it stood at $420.7 million in 2022, then retreated by 3.13% to $407.5 million in 2023, then dropped by 0.14% to $407.0 million in 2024, then advanced by 9.4% to $445.2 million in 2025, then fell by 15.32% to $377.0 million in 2026.
  • According to Business Quant data, Total Liabilities over the past three periods registered $377.0 million, $445.2 million, and $443.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Liabilities (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 59.39 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 45.73 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 274.90 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 60.52 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 9.36 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 42.89 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 181.66 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 7.11 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.21 Bn
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 377.01 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 377.01 Mn
Dec 31, 2025 445.21 Mn
Sep 30, 2025 443.36 Mn
Jun 30, 2025 455.67 Mn
Mar 31, 2025 403.31 Mn
Dec 31, 2024 406.96 Mn
Sep 30, 2024 398.96 Mn
Jun 30, 2024 371.40 Mn
Mar 31, 2024 365.91 Mn
Dec 31, 2023 407.51 Mn
Sep 30, 2023 410.76 Mn
Jun 30, 2023 400.39 Mn
Mar 31, 2023 395.92 Mn
Dec 31, 2022 420.69 Mn
Sep 30, 2022 414.52 Mn
Jun 30, 2022 412.57 Mn
Mar 31, 2022 355.96 Mn
Dec 31, 2021 344.23 Mn
Sep 30, 2021 302.24 Mn
Jun 30, 2021 40.98 Mn