OppFi (OPFI-WT) Operating Leases (2022 - 2026)
OppFi (OPFI-WT) posted quarterly Operating Leases of $10.9 million for Q1 2026, down 14.89% YoY from $12.8 million in Q1 2025, and down 4.33% sequentially from $11.4 million in Q4 2025.
OppFi (OPFI-WT) Operating Leases (2022 - 2026) Analysis & Trends
OppFi has disclosed Operating Leases across 5 years of filings, most recently posting $10.9 million for Q1 2026.
- In Q1 2026, Operating Leases fell 14.89% year-over-year to $10.9 million; the TTM figure through Mar 2026 stood at $10.9 million (down 14.89% YoY), while the FY2025 annual figure was $11.4 million, down 14.07% from the prior year.
- Operating Leases eased to $10.9 million in Q1 2026, from $11.4 million in the prior quarter.
- Over the last five years, Operating Leases for OPFI-WT reached as high as $17.6 million in Q1 2022 and fell as low as $10.9 million in Q1 2026.
- The 5-year median for Operating Leases is $14.6 million (2024), against an average of $14.5 million.
- Annual changes were most pronounced in 2023 — Operating Leases retreated 7.85% — and 2026, when it decreased 14.89%.
- A 5-year view of Operating Leases shows it stood at $16.6 million in 2022, then retreated by 9.04% to $15.1 million in 2023, then slipped by 11.73% to $13.3 million in 2024, then decreased by 14.07% to $11.4 million in 2025, then decreased by 4.33% to $10.9 million in 2026.
- According to Business Quant data, Operating Leases over the past three periods registered $10.9 million, $11.4 million, and $11.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | OppFi | 1.07 Mn | 204.53 Mn | 76.91 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.93 Mn |
| Dec 31, 2025 | 11.42 Mn |
| Sep 30, 2025 | 11.91 Mn |
| Jun 30, 2025 | 12.38 Mn |
| Mar 31, 2025 | 12.84 Mn |
| Dec 31, 2024 | 13.29 Mn |
| Sep 30, 2024 | 13.74 Mn |
| Jun 30, 2024 | 14.17 Mn |
| Mar 31, 2024 | 14.61 Mn |
| Dec 31, 2023 | 15.06 Mn |
| Sep 30, 2023 | 15.50 Mn |
| Jun 30, 2023 | 15.93 Mn |
| Mar 31, 2023 | 16.18 Mn |
| Dec 31, 2022 | 16.56 Mn |
| Sep 30, 2022 | 16.93 Mn |
| Jun 30, 2022 | 17.29 Mn |
| Mar 31, 2022 | 17.63 Mn |