OppFi (OPFI-WT) Non-Current Debt (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Non-Current Debt of $284.3 million for Q1 2026, down 1.3% YoY from $288.0 million in Q1 2025, and down 11.54% sequentially from $321.4 million in Q4 2025.

OppFi (OPFI-WT) Non-Current Debt (2020 - 2026) Analysis & Trends

OppFi has disclosed Non-Current Debt across 7 years of filings, most recently posting $284.3 million for Q1 2026.

  • In Q1 2026, Non-Current Debt fell 1.3% year-over-year to $284.3 million; the TTM figure through Mar 2026 stood at $284.3 million (down 1.3% YoY), while the FY2025 annual figure was $321.4 million, up 0.81% from the prior year.
  • Non-Current Debt fell to $284.3 million in Q1 2026, from $321.4 million in the prior quarter.
  • Over the last five years, Non-Current Debt for OPFI-WT reached as high as $344.7 million in Q4 2022 and fell as low as $5.1 million in Q2 2022.
  • The 5-year median for Non-Current Debt is $320.8 million (2025), against an average of $297.3 million.
  • Annual changes were most pronounced in 2023 — Non-Current Debt jumped 6378.31% — and 2024, when it decreased 9.2%.
  • A 5-year view of Non-Current Debt shows it stood at $344.7 million in 2022, then dropped by 3.49% to $332.7 million in 2023, then fell by 4.18% to $318.8 million in 2024, then climbed by 0.81% to $321.4 million in 2025, then declined by 11.54% to $284.3 million in 2026.
  • According to Business Quant data, Non-Current Debt over the past three periods registered $284.3 million, $321.4 million, and $320.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Current Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 22.42 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 17.21 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.63 Bn
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 284.26 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 284.26 Mn
Mar 31, 2026 284.26 Mn
Dec 31, 2025 321.35 Mn
Dec 31, 2025 321.35 Mn
Sep 30, 2025 320.84 Mn
Sep 30, 2025 320.84 Mn
Jun 30, 2025 305.90 Mn
Jun 30, 2025 305.90 Mn
Mar 31, 2025 288.00 Mn
Mar 31, 2025 288.00 Mn
Dec 31, 2024 318.76 Mn
Dec 31, 2024 318.76 Mn
Sep 30, 2024 325.55 Mn
Sep 30, 2024 325.55 Mn
Jun 30, 2024 301.77 Mn
Jun 30, 2024 301.77 Mn
Mar 31, 2024 300.30 Mn
Mar 31, 2024 300.30 Mn
Dec 31, 2023 332.67 Mn
Dec 31, 2023 332.67 Mn