OppFi (OPFI-WT) Interest Income - Total (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Interest Income - Total of $151.9 million for Q1 2026, up 8.28% YoY from $140.3 million in Q1 2025, and down 4.63% sequentially from $159.2 million in Q4 2025.

OppFi (OPFI-WT) Interest Income - Total (2020 - 2026) Analysis & Trends

OppFi has disclosed Interest Income - Total across 7 years of filings, most recently posting $151.9 million for Q1 2026.

  • In Q1 2026, Interest Income - Total rose 8.28% year-over-year to $151.9 million; the TTM figure through Mar 2026 stood at $608.7 million (up 12.95% YoY), while the FY2025 annual figure was $597.0 million, up 13.52% from the prior year.
  • Interest Income - Total retreated to $151.9 million in Q1 2026, from $159.2 million in the prior quarter.
  • Over the last five years, Interest Income - Total for OPFI-WT reached as high as $159.2 million in Q4 2025 and fell as low as $100.7 million in Q1 2022.
  • The 5-year median for Interest Income - Total is $132.9 million (2023), against an average of $131.6 million.
  • Annual changes were most pronounced in 2022 — Interest Income - Total jumped 37.64% — and 2024, when it increased 2.11%.
  • A 5-year view of Interest Income - Total shows it stood at $120.0 million in 2022, then grew by 10.74% to $132.9 million in 2023, then climbed by 2.11% to $135.7 million in 2024, then gained by 17.33% to $159.2 million in 2025, then retreated by 4.63% to $151.9 million in 2026.
  • According to Business Quant data, Interest Income - Total over the past three periods registered $151.9 million, $159.2 million, and $155.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Total (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 6.67 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 532.45 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 1.00 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.10 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 151.88 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 151.88 Mn
Mar 31, 2026 151.88 Mn
Dec 31, 2025 159.25 Mn
Dec 31, 2025 159.25 Mn
Sep 30, 2025 155.09 Mn
Sep 30, 2025 155.09 Mn
Jun 30, 2025 142.44 Mn
Jun 30, 2025 142.44 Mn
Mar 31, 2025 140.27 Mn
Mar 31, 2025 140.27 Mn
Dec 31, 2024 135.72 Mn
Dec 31, 2024 135.72 Mn
Sep 30, 2024 136.59 Mn
Sep 30, 2024 136.59 Mn
Jun 30, 2024 126.30 Mn
Jun 30, 2024 126.30 Mn
Mar 31, 2024 127.34 Mn
Mar 31, 2024 127.34 Mn
Dec 31, 2023 132.92 Mn
Dec 31, 2023 132.92 Mn