OppFi (OPFI-WT) Accumulated Expenses (2020 - 2026)
OppFi (OPFI-WT) posted quarterly Accumulated Expenses of $39.8 million for Q1 2026, up 28.43% YoY from $31.0 million in Q1 2025, and down 8.37% sequentially from $43.4 million in Q4 2025.
OppFi (OPFI-WT) Accumulated Expenses (2020 - 2026) Analysis & Trends
OppFi has disclosed Accumulated Expenses across 7 years of filings, most recently posting $39.8 million for Q1 2026.
- In Q1 2026, Accumulated Expenses rose 28.43% year-over-year to $39.8 million; the TTM figure through Mar 2026 stood at $39.8 million (up 28.43% YoY), while the FY2025 annual figure was $43.4 million, up 33.9% from the prior year.
- Accumulated Expenses fell to $39.8 million in Q1 2026, from $43.4 million in the prior quarter.
- Over the last five years, Accumulated Expenses for OPFI-WT reached as high as $43.4 million in Q4 2025 and fell as low as $16.9 million in Q1 2023.
- The 5-year median for Accumulated Expenses is $23.2 million (2022), against an average of $25.9 million.
- Annual changes were most pronounced in 2022 — Accumulated Expenses slipped 21.54% — and 2025, when it jumped 54.6%.
- A 5-year view of Accumulated Expenses shows it stood at $23.2 million in 2022, then dropped by 5.23% to $22.0 million in 2023, then soared by 47.28% to $32.4 million in 2024, then soared by 33.9% to $43.4 million in 2025, then dropped by 8.37% to $39.8 million in 2026.
- According to Business Quant data, Accumulated Expenses over the past three periods registered $39.8 million, $43.4 million, and $30.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | OppFi | 1.07 Mn | 204.53 Mn | 76.91 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 39.77 Mn |
| Dec 31, 2025 | 43.40 Mn |
| Sep 30, 2025 | 30.47 Mn |
| Jun 30, 2025 | 27.11 Mn |
| Mar 31, 2025 | 30.96 Mn |
| Dec 31, 2024 | 32.41 Mn |
| Sep 30, 2024 | 25.74 Mn |
| Jun 30, 2024 | 25.60 Mn |
| Mar 31, 2024 | 20.03 Mn |
| Dec 31, 2023 | 22.01 Mn |
| Sep 30, 2023 | 21.90 Mn |
| Jun 30, 2023 | 22.77 Mn |
| Mar 31, 2023 | 16.87 Mn |
| Dec 31, 2022 | 23.22 Mn |
| Sep 30, 2022 | 20.16 Mn |
| Jun 30, 2022 | 19.36 Mn |
| Mar 31, 2022 | 18.57 Mn |
| Dec 31, 2021 | 29.60 Mn |
| Sep 30, 2021 | 25.49 Mn |
| Dec 31, 2020 | 22.79 Mn |