Orange County Bancorp (OBT) Provisions (2020 - 2026)

Orange County Bancorp (OBT) recorded quarterly Provisions of -$436000.0 in Q1 2026, down 127.34% quarter-over-quarter from $1.6 million in Q4 2025, and down 315.84% on a YoY basis from $202000.0 in Q1 2025.

Orange County Bancorp (OBT) Provisions (2020 - 2026) Analysis & Trends

Orange County Bancorp's Provisions history runs 7 years deep, the most recent figure standing at -$436000.0 for Q1 2026.

  • In Q1 2026, Provisions fell 315.84% year-over-year to -$436000.0; the TTM figure through Mar 2026 stood at $7.1 million (down 5.4% YoY), while the FY2025 annual figure was $7.8 million, up 1.71% from the prior year.
  • Provisions was -$436000.0 for Q1 2026 at Orange County Bancorp, down from $1.6 million in the prior quarter.
  • In the past five years, Provisions ranged from a high of $7.2 million in Q3 2024 to a low of -$2.2 million in Q4 2024.
  • Historically, Provisions has averaged $2.2 million across 5 years, with a median of $1.6 million in 2025.
  • The sharpest annual moves came in 2022 and 2026: Provisions soared 1298.48% in 2022, then tumbled 315.84% in 2026.
  • A 5-year view of Provisions shows it stood at $1.0 million in 2022, then jumped by 431.4% to $5.3 million in 2023, then tumbled by 140.48% to -$2.2 million in 2024, then soared by 174.15% to $1.6 million in 2025, then sank by 127.34% to -$436000.0 in 2026.
  • The last three Provisions figures came in at -$436000.0 (Q1 2026), $1.6 million (Q4 2025), and $3.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 350,000.00
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 500,000.00
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Orange County Bancorp 489.21 Mn 487.97 Mn - -436,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -436,000.00
Dec 31, 2025 1.60 Mn
Sep 30, 2025 3.77 Mn
Jun 30, 2025 2.22 Mn
Mar 31, 2025 202,000.00
Dec 31, 2024 -2.15 Mn
Sep 30, 2024 7.19 Mn
Jun 30, 2024 2.31 Mn
Mar 31, 2024 362,000.00
Dec 31, 2023 5.31 Mn
Sep 30, 2023 807,000.00
Jun 30, 2023 -214,000.00
Mar 31, 2023 6.36 Mn
Dec 31, 2022 1.00 Mn
Sep 30, 2022 2.08 Mn
Jun 30, 2022 5.51 Mn
Mar 31, 2022 923,000.00
Dec 31, 2021 545,000.00
Sep 30, 2021 1.01 Mn
Jun 30, 2021 809,000.00