Orange County Bancorp (OBT) Provisions (2020 - 2026)
Orange County Bancorp's (OBT) quarterly Provisions came in at -$493000.0 in Q1 2026, down 287.45% year-on-year from $263000.0 in Q1 2025, and down 130.91% quarter-over-quarter from $1.6 million in Q4 2025.
Orange County Bancorp (OBT) Provisions (2020 - 2026) Analysis & Trends
Orange County Bancorp's Provisions history runs 7 years deep, the most recent figure standing at -$493000.0 for Q1 2026.
- On a quarterly basis, Provisions fell 287.45% year-over-year to -$493000.0 in Q1 2026; TTM through Mar 2026 was $7.1 million, a 27.04% decrease from a year earlier, with the FY2025 full-year figure at $7.8 million, down 18.19% from the prior year.
- Provisions fell to -$493000.0 in Q1 2026 per OBT's latest filing, from $1.6 million in the prior quarter.
- Across five years, Provisions topped out at $7.2 million in Q3 2024 and bottomed at -$1.6 million in Q1 2024.
- The 5-year median for Provisions is $1.6 million (2025), against an average of $2.2 million.
- Across the five-year window, Provisions surged 3227.45% in 2025 and sank 287.45% in 2026, its largest moves.
- Year by year, Provisions stood at $1.0 million in 2022, then jumped by 431.4% to $5.3 million in 2023, then tumbled by 100.96% to -$51000.0 in 2024, then jumped by 3227.45% to $1.6 million in 2025, then tumbled by 130.91% to -$493000.0 in 2026.
- Per Business Quant, the three latest OBT Provisions figures stand at -$493000.0 (Q1 2026), $1.6 million (Q4 2025), and $3.8 million (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 350,000.00 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 570,000.00 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 188.00 Mn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 576.00 Mn |
| 10 | Orange County Bancorp | 504.30 Mn | 423.43 Mn | - | -493,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -493,000.00 |
| Dec 31, 2025 | 1.60 Mn |
| Sep 30, 2025 | 3.77 Mn |
| Jun 30, 2025 | 2.22 Mn |
| Mar 31, 2025 | 263,000.00 |
| Dec 31, 2024 | -51,000.00 |
| Sep 30, 2024 | 7.19 Mn |
| Jun 30, 2024 | 2.31 Mn |
| Mar 31, 2024 | -1.64 Mn |
| Dec 31, 2023 | 5.31 Mn |
| Sep 30, 2023 | 807,000.00 |
| Jun 30, 2023 | -214,000.00 |
| Mar 31, 2023 | 6.36 Mn |
| Dec 31, 2022 | 1.00 Mn |
| Sep 30, 2022 | 2.08 Mn |
| Jun 30, 2022 | 5.51 Mn |
| Mar 31, 2022 | 923,000.00 |
| Dec 31, 2021 | 545,000.00 |
| Sep 30, 2021 | 1.01 Mn |
| Jun 30, 2021 | 809,000.00 |