Orange County Bancorp (OBT) Provisions (2020 - 2026)
Orange County Bancorp (OBT) posted quarterly Provisions of -$493000.0 for Q1 2026, down 287.45% year-over-year from $263000.0 in Q1 2025, and down 131.66% quarter-over-quarter from $1.6 million in Q4 2025.
Orange County Bancorp (OBT) Provisions (2020 - 2026) Analysis & Trends
Orange County Bancorp's Provisions history runs 7 years deep, the most recent figure standing at -$493000.0 for Q1 2026.
- In Q1 2026, Provisions fell 287.45% year-over-year to -$493000.0; the TTM figure through Mar 2026 stood at $7.0 million (down 39.18% YoY), while the FY2025 annual figure was $7.8 million, down 18.19% from the prior year.
- Provisions for Q1 2026 stood at -$493000.0, down from $1.6 million in the prior quarter.
- The five-year high for Provisions was $7.2 million in Q3 2024, with the low at -$1.6 million in Q1 2024.
- The 5-year median for Provisions is $1.8 million (2024), against an average of $2.3 million.
- The sharpest annual moves came in 2022 and 2026: Provisions surged 1298.48% in 2022, then plunged 287.45% in 2026.
- Orange County Bancorp's Provisions stood at $1.0 million in 2022, then soared by 431.4% to $5.3 million in 2023, then slumped by 65.66% to $1.8 million in 2024, then slipped by 14.68% to $1.6 million in 2025, then tumbled by 131.66% to -$493000.0 in 2026.
- Business Quant data shows OBT's Provisions at -$493000.0 in Q1 2026, $1.6 million in Q4 2025, and $3.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 131.00 Mn |
| 10 | Orange County Bancorp | 508.49 Mn | 112.59 Mn | - | -979,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -979,000.00 |
| Mar 31, 2026 | -493,000.00 |
| Dec 31, 2025 | 1.56 Mn |
| Sep 30, 2025 | 3.77 Mn |
| Jun 30, 2025 | 2.22 Mn |
| Mar 31, 2025 | 263,000.00 |
| Dec 31, 2024 | 1.83 Mn |
| Sep 30, 2024 | 7.19 Mn |
| Jun 30, 2024 | 2.31 Mn |
| Mar 31, 2024 | -1.64 Mn |
| Dec 31, 2023 | 5.31 Mn |
| Sep 30, 2023 | 807,000.00 |
| Jun 30, 2023 | -214,000.00 |
| Mar 31, 2023 | 6.36 Mn |
| Dec 31, 2022 | 1.00 Mn |
| Sep 30, 2022 | 2.08 Mn |
| Jun 30, 2022 | 5.51 Mn |
| Mar 31, 2022 | 923,000.00 |
| Dec 31, 2021 | 545,000.00 |
| Sep 30, 2021 | 1.01 Mn |