Orange County Bancorp (OBT) Provisions (2020 - 2026)
Orange County Bancorp (OBT) posted Provisions of -$979,000 for Q2 2026, compared with $2.22 million a year earlier.
Orange County Bancorp (OBT) Provisions (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provisions at Orange County Bancorp was $3.89 million, down 58.6% year-over-year; for FY2025, it was $7.84 million, down 18.2% from FY2024.
- Annual Provisions shows a five-year compound annual growth rate of 7.7% (FY2020 to FY2025).
- In prior years, Orange County Bancorp's Provisions was $9.59 million in FY2024 (+21.8%), $7.87 million in FY2023 (-17.3%), $9.52 million in FY2022 (+292.0%) and $2.43 million in FY2021 (-55.1%).
- The Q2 2026 figure stands as the lowest quarterly Provisions since Q1 2024.
- The strongest year-over-year quarter for Provisions in the past five years was Q3 2024, with growth of 791.0%; the weakest was Q4 2021, with a decline of 67.7%.
- According to Business Quant data, Provisions for the three prior quarters was -$493,000 (Q1 2026), $1.6 million (Q4 2025) and $3.77 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 914.00 Mn |
| 10 | Orange County Bancorp | 505.21 Mn | 505.21 Mn | - | -979,000.00 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -979,000.00 |
| Mar 31, 2026 | -493,000.00 |
| Dec 31, 2025 | 1.60 Mn |
| Sep 30, 2025 | 3.77 Mn |
| Jun 30, 2025 | 2.22 Mn |
| Mar 31, 2025 | 263,000.00 |
| Dec 31, 2024 | -275,000.00 |
| Sep 30, 2024 | 7.19 Mn |
| Jun 30, 2024 | 2.31 Mn |
| Mar 31, 2024 | -1.64 Mn |
| Dec 31, 2023 | 460,000.00 |
| Sep 30, 2023 | 807,000.00 |
| Jun 30, 2023 | -214,000.00 |
| Mar 31, 2023 | 6.36 Mn |
| Dec 31, 2022 | 1.00 Mn |
| Sep 30, 2022 | 2.08 Mn |
| Jun 30, 2022 | 5.51 Mn |
| Mar 31, 2022 | 923,000.00 |
| Dec 31, 2021 | 545,000.00 |
| Sep 30, 2021 | 1.01 Mn |
Orange County Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=OBT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "OBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=OBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();