Orange County Bancorp (OBT) Provisions (2020 - 2026)
Orange County Bancorp (OBT) recorded quarterly Provisions of -$436000.0 in Q1 2026, down 127.34% quarter-over-quarter from $1.6 million in Q4 2025, and down 315.84% on a YoY basis from $202000.0 in Q1 2025.
Orange County Bancorp (OBT) Provisions (2020 - 2026) Analysis & Trends
Orange County Bancorp's Provisions history runs 7 years deep, the most recent figure standing at -$436000.0 for Q1 2026.
- In Q1 2026, Provisions fell 315.84% year-over-year to -$436000.0; the TTM figure through Mar 2026 stood at $7.1 million (down 5.4% YoY), while the FY2025 annual figure was $7.8 million, up 1.71% from the prior year.
- Provisions was -$436000.0 for Q1 2026 at Orange County Bancorp, down from $1.6 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $7.2 million in Q3 2024 to a low of -$2.2 million in Q4 2024.
- Historically, Provisions has averaged $2.2 million across 5 years, with a median of $1.6 million in 2025.
- The sharpest annual moves came in 2022 and 2026: Provisions soared 1298.48% in 2022, then tumbled 315.84% in 2026.
- A 5-year view of Provisions shows it stood at $1.0 million in 2022, then jumped by 431.4% to $5.3 million in 2023, then tumbled by 140.48% to -$2.2 million in 2024, then soared by 174.15% to $1.6 million in 2025, then sank by 127.34% to -$436000.0 in 2026.
- The last three Provisions figures came in at -$436000.0 (Q1 2026), $1.6 million (Q4 2025), and $3.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 350,000.00 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 500,000.00 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Orange County Bancorp | 489.21 Mn | 487.97 Mn | - | -436,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -436,000.00 |
| Dec 31, 2025 | 1.60 Mn |
| Sep 30, 2025 | 3.77 Mn |
| Jun 30, 2025 | 2.22 Mn |
| Mar 31, 2025 | 202,000.00 |
| Dec 31, 2024 | -2.15 Mn |
| Sep 30, 2024 | 7.19 Mn |
| Jun 30, 2024 | 2.31 Mn |
| Mar 31, 2024 | 362,000.00 |
| Dec 31, 2023 | 5.31 Mn |
| Sep 30, 2023 | 807,000.00 |
| Jun 30, 2023 | -214,000.00 |
| Mar 31, 2023 | 6.36 Mn |
| Dec 31, 2022 | 1.00 Mn |
| Sep 30, 2022 | 2.08 Mn |
| Jun 30, 2022 | 5.51 Mn |
| Mar 31, 2022 | 923,000.00 |
| Dec 31, 2021 | 545,000.00 |
| Sep 30, 2021 | 1.01 Mn |
| Jun 30, 2021 | 809,000.00 |