Orange County Bancorp (OBT) FCF Payout Ratio (2020 - 2026)
Orange County Bancorp's (OBT) quarterly FCF Payout Ratio came in at 0.25 in Q1 2026, down 26.68% year-on-year from 0.34 in Q1 2025, and up 35.3% quarter-over-quarter from 0.18 in Q4 2025.
Orange County Bancorp (OBT) FCF Payout Ratio (2020 - 2026) Analysis & Trends
Orange County Bancorp's FCF Payout Ratio history runs 7 years deep, the most recent figure standing at 0.25 for Q1 2026.
- On a quarterly basis, FCF Payout Ratio fell 26.68% year-over-year to 0.25 in Q1 2026; TTM through Mar 2026 was 0.17, a 10.21% increase from a year earlier, with the FY2025 full-year figure at 0.17, up 6.03% from the prior year.
- FCF Payout Ratio climbed to 0.25 in Q1 2026 per OBT's latest filing, from 0.18 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.65 in Q1 2024 and bottomed at 0.26 in Q2 2025.
- The 5-year median for FCF Payout Ratio is 0.15 (2023), against an average of 0.18.
- Across the five-year window, FCF Payout Ratio jumped 192.23% in 2024 and plunged 283.29% in 2025, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.19 in 2022, then plunged by 55.78% to 0.08 in 2023, then surged by 44.41% to 0.12 in 2024, then jumped by 52.38% to 0.18 in 2025, then surged by 35.3% to 0.25 in 2026.
- Per Business Quant, the three latest OBT FCF Payout Ratio figures stand at 0.25 (Q1 2026), 0.18 (Q4 2025), and 0.06 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Orange County Bancorp | 499.60 Mn | 418.73 Mn | - | 0.25 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.25 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | -0.26 |
| Mar 31, 2025 | 0.34 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.14 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.22 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.37 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.17 |
| Jun 30, 2021 | 0.20 |