Orange County Bancorp (OBT) FCF Payout Ratio (2020 - 2026)

Orange County Bancorp (OBT) recorded quarterly FCF Payout Ratio of 0.25 in Q1 2026, up 35.3% quarter-over-quarter from 0.18 in Q4 2025, and down 26.68% on a YoY basis from 0.34 in Q1 2025.

Orange County Bancorp (OBT) FCF Payout Ratio (2020 - 2026) Analysis & Trends

Orange County Bancorp's FCF Payout Ratio history runs 7 years deep, the most recent figure standing at 0.25 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio fell 26.68% year-over-year to 0.25; the TTM figure through Mar 2026 stood at 0.17 (up 10.21% YoY), while the FY2025 annual figure was 0.17, up 6.03% from the prior year.
  • FCF Payout Ratio was 0.25 for Q1 2026 at Orange County Bancorp, up from 0.18 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.65 in Q1 2024 to a low of 0.26 in Q2 2025.
  • Historically, FCF Payout Ratio has averaged 0.18 across 5 years, with a median of 0.15 in 2023.
  • The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio surged 192.23% in 2024, then plunged 283.29% in 2025.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.19 in 2022, then slumped by 55.78% to 0.08 in 2023, then surged by 44.41% to 0.12 in 2024, then jumped by 52.38% to 0.18 in 2025, then surged by 35.3% to 0.25 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.25 (Q1 2026), 0.18 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Orange County Bancorp 489.21 Mn 487.97 Mn - 0.25

Historic Data

Download Data
DateValue
Mar 31, 2026 0.25
Dec 31, 2025 0.18
Sep 30, 2025 0.06
Jun 30, 2025 -0.26
Mar 31, 2025 0.34
Dec 31, 2024 0.12
Sep 30, 2024 0.13
Jun 30, 2024 0.14
Mar 31, 2024 0.65
Dec 31, 2023 0.08
Sep 30, 2023 0.12
Jun 30, 2023 0.15
Mar 31, 2023 0.22
Dec 31, 2022 0.19
Sep 30, 2022 0.09
Jun 30, 2022 0.16
Mar 31, 2022 0.37
Dec 31, 2021 0.22
Sep 30, 2021 0.17
Jun 30, 2021 0.20