Orange County Bancorp (OBT) FCF Payout Ratio (2020 - 2026)

Orange County Bancorp's quarterly FCF Payout Ratio came in at 0.25 in Q1 2026, down 26.68% year-on-year from 0.34 in Q1 2025, and up 35.3% quarter-over-quarter from 0.18 in Q4 2025.

Orange County Bancorp has reported FCF Payout Ratio for 7 years, with the latest figure at 0.25 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 26.68% year-over-year to 0.25; the trailing twelve-month figure through Mar 2026 stood at 0.17 (up 10.21% YoY), and the FY2025 full-year result was 0.17, up 6.03% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.25, up from 0.18 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.65 in Q1 2024, with the low at 0.26 in Q2 2025.
  • Average FCF Payout Ratio over 5 years is 0.18, with a median of 0.15 recorded in 2023.
  • Year-over-year, FCF Payout Ratio jumped 192.23% in 2024 and plunged 283.29% in 2025.
  • Tracing OBT's FCF Payout Ratio over 5 years: stood at 0.19 in 2022, then sank by 55.78% to 0.08 in 2023, then soared by 44.41% to 0.12 in 2024, then surged by 52.38% to 0.18 in 2025, then soared by 35.3% to 0.25 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.25 (Q1 2026), 0.18 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 Orange County Bancorp 452.76 Mn 451.52 Mn - 0.25

Historic Data

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DateValue
Mar 31, 2026 0.25
Dec 31, 2025 0.18
Sep 30, 2025 0.06
Jun 30, 2025 -0.26
Mar 31, 2025 0.34
Dec 31, 2024 0.12
Sep 30, 2024 0.13
Jun 30, 2024 0.14
Mar 31, 2024 0.65
Dec 31, 2023 0.08
Sep 30, 2023 0.12
Jun 30, 2023 0.15
Mar 31, 2023 0.22
Dec 31, 2022 0.19
Sep 30, 2022 0.09
Jun 30, 2022 0.16
Mar 31, 2022 0.37
Dec 31, 2021 0.22
Sep 30, 2021 0.17
Jun 30, 2021 0.20
Mar 31, 2021 0.43
Dec 31, 2020 0.34
Sep 30, 2020 0.17