Orange County Bancorp (OBT) FCF Payout Ratio (2020 - 2026)
Orange County Bancorp (OBT) recorded quarterly FCF Payout Ratio of 0.25 in Q1 2026, up 35.3% quarter-over-quarter from 0.18 in Q4 2025, and down 26.68% on a YoY basis from 0.34 in Q1 2025.
Orange County Bancorp (OBT) FCF Payout Ratio (2020 - 2026) Analysis & Trends
Orange County Bancorp's FCF Payout Ratio history runs 7 years deep, the most recent figure standing at 0.25 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 26.68% year-over-year to 0.25; the TTM figure through Mar 2026 stood at 0.17 (up 10.21% YoY), while the FY2025 annual figure was 0.17, up 6.03% from the prior year.
- FCF Payout Ratio was 0.25 for Q1 2026 at Orange County Bancorp, up from 0.18 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.65 in Q1 2024 to a low of 0.26 in Q2 2025.
- Historically, FCF Payout Ratio has averaged 0.18 across 5 years, with a median of 0.15 in 2023.
- The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio surged 192.23% in 2024, then plunged 283.29% in 2025.
- A 5-year view of FCF Payout Ratio shows it stood at 0.19 in 2022, then slumped by 55.78% to 0.08 in 2023, then surged by 44.41% to 0.12 in 2024, then jumped by 52.38% to 0.18 in 2025, then surged by 35.3% to 0.25 in 2026.
- The last three FCF Payout Ratio figures came in at 0.25 (Q1 2026), 0.18 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Orange County Bancorp | 489.21 Mn | 487.97 Mn | - | 0.25 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.25 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | -0.26 |
| Mar 31, 2025 | 0.34 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.14 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.22 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.37 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.17 |
| Jun 30, 2021 | 0.20 |