Nu Holdings (NU) Return on Equity [ROE] (2022 - 2026)
Nu Holdings (NU) posted Return on Equity [ROE] of 24.50% for Q2 2026, down 11.36 percentage points from 35.86% a year earlier but up 0.45 percentage points from the prior quarter.
Nu Holdings (NU) Return on Equity [ROE] (2022 - 2026) Analysis & Trends
For FY2025, Nu Holdings' Return on Equity [ROE] came in at 30.28%, up 2.21 percentage points from FY2024.
- Annual Return on Equity [ROE] has increased for three consecutive years, with a five-year change of +62.93 percentage points (FY2020 to FY2025).
- In prior years, Nu Holdings' Return on Equity [ROE] was 28.07% in FY2024 (+9.82 pp), 18.24% in FY2023 (+26.06 pp), -7.81% in FY2022 (-1.04 pp) and -6.78% in FY2021 (+25.88 pp).
- Quarterly Return on Equity [ROE] has run from a low of -8.50% in Q4 2022 to a high of 41.30% in Q3 2025 over five years.
- On a year-over-year basis, Return on Equity [ROE] increased in six of the last eight quarters, with an average year-over-year change of +6.43 percentage points.
- The strongest year-over-year quarter for Return on Equity [ROE] in the past five years was Q4 2023, with a gain of 25.26 percentage points; the weakest was Q2 2026, with a drop of 11.36 percentage points.
- According to Business Quant data, Return on Equity [ROE] for the three prior quarters was 24.05% (Q1 2026), 26.26% (Q4 2025) and 41.30% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 17.67% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 14.29% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 17.55% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 15.91% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 17.90% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 12.93% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 11.72% |
| 10 | Nu Holdings | 58.38 Bn | 2.37 Bn | 2.35 Bn | 24.50% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.50% |
| Mar 31, 2026 | 24.05% |
| Dec 31, 2025 | 26.26% |
| Sep 30, 2025 | 41.30% |
| Jun 30, 2025 | 35.86% |
| Mar 31, 2025 | 32.31% |
| Dec 31, 2024 | 25.79% |
| Sep 30, 2024 | 24.44% |
| Jun 30, 2024 | 22.29% |
| Mar 31, 2024 | 19.19% |
| Dec 31, 2023 | 16.76% |
| Sep 30, 2023 | 6.45% |
| Jun 30, 2023 | 1.42% |
| Mar 31, 2023 | -3.52% |
| Dec 31, 2022 | -8.50% |
| Sep 30, 2022 | -3.76% |
| Jun 30, 2022 | -4.63% |
| Mar 31, 2022 | -4.47% |
Nu Holdings Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=NU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();