Nu Holdings (NU) Return on Equity [ROE] (2022 - 2026)
Nu Holdings (NU) posted Return on Equity [ROE] of 39.93% for Q2 2026, up 4.07 percentage points from 35.86% a year earlier but down 0.80 percentage points from the prior quarter.
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Analysis
Nu Holdings (NU) Return on Equity [ROE] (2022 - 2026) Analysis & Trends
For FY2025, Nu Holdings' Return on Equity [ROE] came in at 30.28%, up 2.21 percentage points from FY2024.
- Annual Return on Equity [ROE] has increased for three consecutive years, with a five-year change of +62.93 percentage points (FY2020 to FY2025).
- In prior years, Nu Holdings' Return on Equity [ROE] was 28.07% in FY2024 (+9.82 pp), 18.24% in FY2023 (+26.06 pp), -7.81% in FY2022 (-1.04 pp) and -6.78% in FY2021 (+25.88 pp).
- Quarterly Return on Equity [ROE] has run from a low of -8.50% in Q4 2022 to a high of 44.48% in Q4 2025 over five years.
- On a year-over-year basis, Return on Equity [ROE] has increased in each of the last 14 quarters, with an average year-over-year change of +12.72 percentage points over the last eight quarters.
- Over the past five years, the year-over-year gain in Return on Equity [ROE] ranged from 0.94 percentage points (Q1 2023) to 25.26 percentage points (Q4 2023).
- According to Business Quant data, Return on Equity [ROE] for the three prior quarters was 40.73% (Q1 2026), 44.48% (Q4 2025) and 41.30% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 17.62% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 11.19% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 17.50% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 15.89% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 13.15% |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 17.08% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 12.67% |
| 10 | Nu Holdings | 61.19 Bn | 5.17 Bn | 2.35 Bn | 39.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.93% |
| Mar 31, 2026 | 40.73% |
| Dec 31, 2025 | 44.48% |
| Sep 30, 2025 | 41.30% |
| Jun 30, 2025 | 35.86% |
| Mar 31, 2025 | 32.31% |
| Dec 31, 2024 | 25.79% |
| Sep 30, 2024 | 24.44% |
| Jun 30, 2024 | 22.29% |
| Mar 31, 2024 | 19.19% |
| Dec 31, 2023 | 16.76% |
| Sep 30, 2023 | 6.45% |
| Jun 30, 2023 | 1.42% |
| Mar 31, 2023 | -3.52% |
| Dec 31, 2022 | -8.50% |
| Sep 30, 2022 | -3.76% |
| Jun 30, 2022 | -4.63% |
| Mar 31, 2022 | -4.47% |
API Access
Nu Holdings Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=NU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();