Nu Holdings (NU) Restructuring Costs (2021 - 2025)

Nu Holdings' (NU) quarterly Restructuring Costs came in at -$124.4 million in Q4 2025, down 68.99% year-on-year from -$401.1 million in Q4 2024, and down 18.48% quarter-over-quarter from -$105.0 million in Q3 2025.

Nu Holdings (NU) Restructuring Costs (2021 - 2025) Analysis & Trends

Nu Holdings' Restructuring Costs history runs 5 years deep, the most recent figure standing at -$124.4 million for Q4 2025.

  • On a quarterly basis, Restructuring Costs fell 68.99% year-over-year to -$124.4 million in Q4 2025; TTM through Dec 2025 was -$366.2 million, a 40.66% decrease from a year earlier, with the FY2025 full-year figure at -$366.2 million, down 40.66% from the prior year.
  • Restructuring Costs eased to -$124.4 million in Q4 2025 per NU's latest filing, from -$105.0 million in the prior quarter.
  • Across five years, Restructuring Costs topped out at $5915.0 in Q4 2023 and bottomed at -$124.4 million in Q4 2025.
  • The 5-year median for Restructuring Costs is -$51.1 million (2022), against an average of -$53.6 million.
  • Across the five-year window, Restructuring Costs surged 100.01% in 2023 and plunged 1244597.04% in 2024, its largest moves.
  • Year by year, Restructuring Costs stood at -$32.4 million in 2021, then plunged by 52.55% to -$49.5 million in 2022, then jumped by 100.01% to $5915.0 in 2023, then plunged by 1244597.04% to -$73.6 million in 2024, then slumped by 68.99% to -$124.4 million in 2025.
  • Per Business Quant, the three latest NU Restructuring Costs figures stand at -$124.4 million (Q4 2025), -$105.0 million (Q3 2025), and -$78.3 million (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn -
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00
4 Lloyds Banking 360.83 Bn 360.83 Bn -
5 First Capital 204.17 Bn 203.82 Bn -
6 Landmark Bancorp 187.97 Bn 187.94 Bn -
7 NatWest 144.82 Bn -51.17 Bn -
8 Pnc Financial Services 101.80 Bn 101.80 Bn -
9 Us Bancorp 99.51 Bn 99.51 Bn -
10 Nu Holdings 68.07 Bn 52.92 Bn 1.94 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 -124.39 Mn
Sep 30, 2025 -104.99 Mn
Jun 30, 2025 -78.31 Mn
Mar 31, 2025 -58.49 Mn
Dec 31, 2024 -73.61 Mn
Sep 30, 2024 -59.45 Mn
Jun 30, 2024 -64.31 Mn
Mar 31, 2024 -62.95 Mn
Dec 31, 2023 5,915.00
Sep 30, 2023 -56.77 Mn
Jun 30, 2023 -42.80 Mn
Mar 31, 2023 -52.78 Mn
Dec 31, 2022 -49.47 Mn
Sep 30, 2022 -44.48 Mn
Jun 30, 2022 -48.04 Mn
Mar 31, 2022 -34.45 Mn
Dec 31, 2021 -32.43 Mn
Sep 30, 2021 -28.56 Mn
Jun 30, 2021 -29.78 Mn
Mar 31, 2021 -26.35 Mn