Nu Holdings (NU) Restructuring Costs (2021 - 2025)
Nu Holdings' (NU) quarterly Restructuring Costs came in at -$124.4 million in Q4 2025, down 68.99% year-on-year from -$401.1 million in Q4 2024, and down 18.48% quarter-over-quarter from -$105.0 million in Q3 2025.
Nu Holdings (NU) Restructuring Costs (2021 - 2025) Analysis & Trends
Nu Holdings' Restructuring Costs history runs 5 years deep, the most recent figure standing at -$124.4 million for Q4 2025.
- On a quarterly basis, Restructuring Costs fell 68.99% year-over-year to -$124.4 million in Q4 2025; TTM through Dec 2025 was -$366.2 million, a 40.66% decrease from a year earlier, with the FY2025 full-year figure at -$366.2 million, down 40.66% from the prior year.
- Restructuring Costs eased to -$124.4 million in Q4 2025 per NU's latest filing, from -$105.0 million in the prior quarter.
- Across five years, Restructuring Costs topped out at $5915.0 in Q4 2023 and bottomed at -$124.4 million in Q4 2025.
- The 5-year median for Restructuring Costs is -$51.1 million (2022), against an average of -$53.6 million.
- Across the five-year window, Restructuring Costs surged 100.01% in 2023 and plunged 1244597.04% in 2024, its largest moves.
- Year by year, Restructuring Costs stood at -$32.4 million in 2021, then plunged by 52.55% to -$49.5 million in 2022, then jumped by 100.01% to $5915.0 in 2023, then plunged by 1244597.04% to -$73.6 million in 2024, then slumped by 68.99% to -$124.4 million in 2025.
- Per Business Quant, the three latest NU Restructuring Costs figures stand at -$124.4 million (Q4 2025), -$105.0 million (Q3 2025), and -$78.3 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - |
| 10 | Nu Holdings | 68.07 Bn | 52.92 Bn | 1.94 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -124.39 Mn |
| Sep 30, 2025 | -104.99 Mn |
| Jun 30, 2025 | -78.31 Mn |
| Mar 31, 2025 | -58.49 Mn |
| Dec 31, 2024 | -73.61 Mn |
| Sep 30, 2024 | -59.45 Mn |
| Jun 30, 2024 | -64.31 Mn |
| Mar 31, 2024 | -62.95 Mn |
| Dec 31, 2023 | 5,915.00 |
| Sep 30, 2023 | -56.77 Mn |
| Jun 30, 2023 | -42.80 Mn |
| Mar 31, 2023 | -52.78 Mn |
| Dec 31, 2022 | -49.47 Mn |
| Sep 30, 2022 | -44.48 Mn |
| Jun 30, 2022 | -48.04 Mn |
| Mar 31, 2022 | -34.45 Mn |
| Dec 31, 2021 | -32.43 Mn |
| Sep 30, 2021 | -28.56 Mn |
| Jun 30, 2021 | -29.78 Mn |
| Mar 31, 2021 | -26.35 Mn |