Nu Holdings (NU) Exchange Rate Effect (2019 - 2026)
Nu Holdings' Exchange Rate Effect was $50.1 million in Q2 2026, down 84.2% from $316.96 million a year earlier and down 82.5% from the prior quarter.
Nu Holdings (NU) Exchange Rate Effect (2019 - 2026) Analysis & Trends
On a trailing twelve-month basis, Nu Holdings' Exchange Rate Effect was $23.13 million through Jun 30, 2026, down 98.1% year-over-year; for FY2025, it was $369.52 million, down 20.7% from FY2024.
- In earlier years, Exchange Rate Effect was $466.14 million in FY2024 (+96.9%), $236.72 million in FY2023 (+28.5%), $184.18 million in FY2022 (+76.4%) and $104.43 million in FY2021.
- Quarterly Exchange Rate Effect has moved between -$370.29 million (Q3 2025) and $538.37 million (Q3 2024) over five years.
- Compared with a year earlier, Exchange Rate Effect was higher in three of the last six quarters, with growth averaging 48.8%.
- The best year-over-year quarter for Exchange Rate Effect over five years was Q1 2024 (growth of 537.2%); the worst was Q4 2023 (a decline of 86.0%).
- Per Business Quant data, NU's Exchange Rate Effect in the three quarters before Q2 2026 was $286.14 million (Q1 2026), $57.18 million (Q4 2025) and -$370.29 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FX Effect (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -2.24 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | -289.00 Mn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -503.00 Mn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 723.66 Mn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | -713.00 Mn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | - |
| 10 | Nu Holdings | 61.19 Bn | 5.17 Bn | 2.35 Bn | 50.10 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 50.10 Mn |
| Mar 31, 2026 | 286.14 Mn |
| Dec 31, 2025 | 57.18 Mn |
| Sep 30, 2025 | -370.29 Mn |
| Jun 30, 2025 | 316.96 Mn |
| Mar 31, 2025 | 263.51 Mn |
| Dec 31, 2024 | 96.36 Mn |
| Sep 30, 2024 | 538.37 Mn |
| Jun 30, 2024 | -168.59 Mn |
| Mar 31, 2024 | 449.40 Mn |
| Dec 31, 2023 | 24.30 Mn |
| Sep 30, 2023 | 212.00 Mn |
| Jun 30, 2023 | -70.10 Mn |
| Mar 31, 2023 | 70.53 Mn |
| Dec 31, 2022 | 173.61 Mn |
| Sep 30, 2022 | 41.82 Mn |
| Jun 30, 2022 | -67.92 Mn |
| Mar 31, 2022 | -2.78 Mn |
| Dec 31, 2021 | 400.13 Mn |
| Sep 30, 2021 | 47.42 Mn |
Nu Holdings Exchange Rate Effect API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=exchange-rate-effect&ticker=NU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "exchange-rate-effect", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=exchange-rate-effect&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();