Nu Holdings (NU) Exchange Rate Effect (2020 - 2025)
Nu Holdings (NU) recorded quarterly Exchange Rate Effect of $57.2 million in Q4 2025, up 408.78% quarter-over-quarter from -$18.5 million in Q3 2025, and down 40.66% on a YoY basis from $96.4 million in Q4 2024.
Nu Holdings (NU) Exchange Rate Effect (2020 - 2025) Analysis & Trends
Nu Holdings' Exchange Rate Effect history runs 6 years deep, the most recent figure standing at $57.2 million for Q4 2025.
- In Q4 2025, Exchange Rate Effect fell 40.66% year-over-year to $57.2 million; the TTM figure through Dec 2025 stood at $369.5 million (down 59.64% YoY), while the FY2025 annual figure was $369.5 million, down 20.73% from the prior year.
- Exchange Rate Effect was $57.2 million for Q4 2025 at Nu Holdings, up from -$18.5 million in the prior quarter.
- In the past five years, Exchange Rate Effect ranged from a high of $538.4 million in Q3 2024 to a low of -$168.6 million in Q2 2024.
- Historically, Exchange Rate Effect has averaged $86.0 million across 5 years, with a median of $44.6 million in 2021.
- Biggest YoY gain for Exchange Rate Effect was 166151.7% in 2022; the steepest drop was 796.23% in 2022.
- A 5-year view of Exchange Rate Effect shows it stood at $104426.0 in 2021, then jumped by 166151.7% to $173.6 million in 2022, then tumbled by 86.01% to $24.3 million in 2023, then jumped by 296.63% to $96.4 million in 2024, then plunged by 40.66% to $57.2 million in 2025.
- The last three Exchange Rate Effect figures came in at $57.2 million (Q4 2025), -$18.5 million (Q3 2025), and $67.3 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Exchange Rate Effect (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 61,085.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | - |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 202.30 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 4.02 Bn |
| 10 | Nu Holdings | 58.79 Mn | -14.98 Bn | 1.94 Bn | 57.18 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 57.18 Mn |
| Dec 31, 2025 | 57.18 Mn |
| Sep 30, 2025 | -18.52 Mn |
| Sep 30, 2025 | -18.52 Mn |
| Jun 30, 2025 | 67.35 Mn |
| Jun 30, 2025 | 67.35 Mn |
| Mar 31, 2025 | 263.51 Mn |
| Mar 31, 2025 | 263.51 Mn |
| Dec 31, 2024 | 96.36 Mn |
| Dec 31, 2024 | 96.36 Mn |
| Sep 30, 2024 | 538.37 Mn |
| Sep 30, 2024 | 538.37 Mn |
| Jun 30, 2024 | -168.59 Mn |
| Jun 30, 2024 | -168.59 Mn |
| Mar 31, 2024 | 449.40 Mn |
| Mar 31, 2024 | 449.40 Mn |
| Dec 31, 2023 | 24.30 Mn |
| Dec 31, 2023 | 24.30 Mn |
| Sep 30, 2023 | -6.82 Mn |
| Sep 30, 2023 | -6.82 Mn |