Nu Holdings (NU) Exchange Rate Effect (2020 - 2025)
Nu Holdings' (NU) quarterly Exchange Rate Effect came in at $57.2 million in Q4 2025, down 40.66% year-on-year from $96.4 million in Q4 2024, and up 408.78% quarter-over-quarter from -$18.5 million in Q3 2025.
Nu Holdings (NU) Exchange Rate Effect (2020 - 2025) Analysis & Trends
Nu Holdings' Exchange Rate Effect history runs 6 years deep, the most recent figure standing at $57.2 million for Q4 2025.
- On a quarterly basis, Exchange Rate Effect fell 40.66% year-over-year to $57.2 million in Q4 2025; TTM through Dec 2025 was $369.5 million, a 59.64% decrease from a year earlier, with the FY2025 full-year figure at $369.5 million, down 20.73% from the prior year.
- Exchange Rate Effect advanced to $57.2 million in Q4 2025 per NU's latest filing, from -$18.5 million in the prior quarter.
- Across five years, Exchange Rate Effect topped out at $538.4 million in Q3 2024 and bottomed at -$168.6 million in Q2 2024.
- The 5-year median for Exchange Rate Effect is $44.6 million (2021), against an average of $86.0 million.
- Biggest YoY gain for Exchange Rate Effect was 166151.7% in 2022; the steepest drop was 796.23% in 2022.
- Year by year, Exchange Rate Effect stood at $104426.0 in 2021, then jumped by 166151.7% to $173.6 million in 2022, then sank by 86.01% to $24.3 million in 2023, then jumped by 296.63% to $96.4 million in 2024, then slumped by 40.66% to $57.2 million in 2025.
- Per Business Quant, the three latest NU Exchange Rate Effect figures stand at $57.2 million (Q4 2025), -$18.5 million (Q3 2025), and $67.3 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Exchange Rate Effect (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 242.59 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 202.30 Mn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 61,085.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | - |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | - |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | -132.00 Mn |
| 10 | Nu Holdings | 68.07 Bn | 52.92 Bn | 1.94 Bn | 57.18 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 57.18 Mn |
| Dec 31, 2025 | 57.18 Mn |
| Sep 30, 2025 | -18.52 Mn |
| Sep 30, 2025 | -18.52 Mn |
| Jun 30, 2025 | 67.35 Mn |
| Jun 30, 2025 | 67.35 Mn |
| Mar 31, 2025 | 263.51 Mn |
| Mar 31, 2025 | 263.51 Mn |
| Dec 31, 2024 | 96.36 Mn |
| Dec 31, 2024 | 96.36 Mn |
| Sep 30, 2024 | 538.37 Mn |
| Sep 30, 2024 | 538.37 Mn |
| Jun 30, 2024 | -168.59 Mn |
| Jun 30, 2024 | -168.59 Mn |
| Mar 31, 2024 | 449.40 Mn |
| Mar 31, 2024 | 449.40 Mn |
| Dec 31, 2023 | 24.30 Mn |
| Dec 31, 2023 | 24.30 Mn |
| Sep 30, 2023 | -6.82 Mn |
| Sep 30, 2023 | -6.82 Mn |