Nu Holdings (NU) Exchange Rate Effect (2020 - 2025)

Nu Holdings (NU) recorded quarterly Exchange Rate Effect of $57.2 million in Q4 2025, up 408.78% quarter-over-quarter from -$18.5 million in Q3 2025, and down 40.66% on a YoY basis from $96.4 million in Q4 2024.

Nu Holdings (NU) Exchange Rate Effect (2020 - 2025) Analysis & Trends

Nu Holdings' Exchange Rate Effect history runs 6 years deep, the most recent figure standing at $57.2 million for Q4 2025.

  • In Q4 2025, Exchange Rate Effect fell 40.66% year-over-year to $57.2 million; the TTM figure through Dec 2025 stood at $369.5 million (down 59.64% YoY), while the FY2025 annual figure was $369.5 million, down 20.73% from the prior year.
  • Exchange Rate Effect was $57.2 million for Q4 2025 at Nu Holdings, up from -$18.5 million in the prior quarter.
  • In the past five years, Exchange Rate Effect ranged from a high of $538.4 million in Q3 2024 to a low of -$168.6 million in Q2 2024.
  • Historically, Exchange Rate Effect has averaged $86.0 million across 5 years, with a median of $44.6 million in 2021.
  • Biggest YoY gain for Exchange Rate Effect was 166151.7% in 2022; the steepest drop was 796.23% in 2022.
  • A 5-year view of Exchange Rate Effect shows it stood at $104426.0 in 2021, then jumped by 166151.7% to $173.6 million in 2022, then tumbled by 86.01% to $24.3 million in 2023, then jumped by 296.63% to $96.4 million in 2024, then plunged by 40.66% to $57.2 million in 2025.
  • The last three Exchange Rate Effect figures came in at $57.2 million (Q4 2025), -$18.5 million (Q3 2025), and $67.3 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Exchange Rate Effect (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 61,085.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 202.30 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 4.02 Bn
10 Nu Holdings 58.79 Mn -14.98 Bn 1.94 Bn 57.18 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 57.18 Mn
Dec 31, 2025 57.18 Mn
Sep 30, 2025 -18.52 Mn
Sep 30, 2025 -18.52 Mn
Jun 30, 2025 67.35 Mn
Jun 30, 2025 67.35 Mn
Mar 31, 2025 263.51 Mn
Mar 31, 2025 263.51 Mn
Dec 31, 2024 96.36 Mn
Dec 31, 2024 96.36 Mn
Sep 30, 2024 538.37 Mn
Sep 30, 2024 538.37 Mn
Jun 30, 2024 -168.59 Mn
Jun 30, 2024 -168.59 Mn
Mar 31, 2024 449.40 Mn
Mar 31, 2024 449.40 Mn
Dec 31, 2023 24.30 Mn
Dec 31, 2023 24.30 Mn
Sep 30, 2023 -6.82 Mn
Sep 30, 2023 -6.82 Mn