NSTS Bancorp (NSTS) Change in Net Loans (2020 - 2025)
NSTS Bancorp (NSTS) reported Change in Net Loans of $656,000 for Q4 2025, down 72.5% from $2.39 million a year earlier but up 941.3% from the prior quarter.
NSTS Bancorp (NSTS) Change in Net Loans (2020 - 2025) Analysis & Trends
For FY2025, NSTS Bancorp posted Change in Net Loans of $5.94 million, down 67.3% from FY2024.
- Change in Net Loans has a five-year compound annual growth rate of 36.8% (FY2020 to FY2025).
- By year, Change in Net Loans came in at $18.14 million in FY2024 (+1.8%), $17.82 million in FY2023, $1.24 million in FY2022 and -$1.77 million in FY2021.
- Five-year quarterly Change in Net Loans spans a low of -$1.98 million in Q2 2022 and a high of $13.93 million in Q4 2023.
- Year over year, Change in Net Loans has now declined in each of the last three quarters, with growth averaging 30.3% over the last six quarters.
- The high point for year-over-year Change in Net Loans in five years was Q2 2024 (growth of 419.5%); the low point was Q3 2025 (a decline of 97.7%).
- Per Business Quant data, the three quarters before Q4 2025 came in at $63,000 (Q3 2025), $5.38 million (Q2 2025) and -$161,000 (Q1 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 12.69 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -22.01 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 7.29 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | -19.63 Bn |
| 10 | NSTS Bancorp | 74.91 Mn | -88.28 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 656,000.00 |
| Sep 30, 2025 | 63,000.00 |
| Jun 30, 2025 | 5.38 Mn |
| Mar 31, 2025 | -161,000.00 |
| Dec 31, 2024 | 2.39 Mn |
| Sep 30, 2024 | 2.78 Mn |
| Jun 30, 2024 | 6.52 Mn |
| Mar 31, 2024 | 6.46 Mn |
| Dec 31, 2023 | 13.93 Mn |
| Sep 30, 2023 | 2.09 Mn |
| Jun 30, 2023 | 1.25 Mn |
| Mar 31, 2023 | 540,000.00 |
| Dec 31, 2022 | 126,000.00 |
| Sep 30, 2022 | 2.28 Mn |
| Jun 30, 2022 | -1.98 Mn |
| Mar 31, 2022 | 811,000.00 |
| Dec 31, 2021 | 356,000.00 |
| Sep 30, 2021 | -1.61 Mn |
| Jun 30, 2021 | -250,000.00 |
| Mar 31, 2021 | -265,000.00 |
NSTS Bancorp Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=NSTS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "NSTS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=NSTS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();