NSTS Bancorp (NSTS) Change in Loans (2020 - 2025)
NSTS Bancorp's (NSTS) quarterly Change in Loans came in at $18.7 million in Q4 2025, down 8.17% year-over-year from $20.3 million in Q4 2024, and down 5.67% quarter-over-quarter from $19.8 million in Q3 2025.
Analysis
NSTS Bancorp (NSTS) Change in Loans (2020 - 2025) Analysis & Trends
NSTS Bancorp (NSTS) has reported Change in Loans for 6 consecutive years, with $18.7 million the latest figure, recorded in Q4 2025.
- On a quarterly basis, Change in Loans fell 8.17% year-over-year to $18.7 million in Q4 2025; TTM through Dec 2025 was $77.1 million, a 41.72% increase from a year earlier, with the FY2025 full-year figure at $77.1 million, up 41.72% from the prior year.
- Change in Loans was $18.7 million for Q4 2025 at NSTS Bancorp, down from $19.8 million in the prior quarter.
- Over five years, Change in Loans peaked at $28.5 million in Q2 2025 and troughed at $129000.0 in Q2 2023.
- A 5-year average of $8.7 million and a median of $6.2 million in 2021 frame the typical range for Change in Loans.
- Across the five-year window, Change in Loans plunged 93.85% in 2023 and jumped 10428.68% in 2024, its largest moves.
- Over 5 years, Change in Loans stood at $6.2 million in 2021, then tumbled by 80.7% to $1.2 million in 2022, then soared by 123.95% to $2.7 million in 2023, then surged by 660.36% to $20.3 million in 2024, then retreated by 8.17% to $18.7 million in 2025.
- The last three Change in Loans figures came in at $18.7 million (Q4 2025), $19.8 million (Q3 2025), and $28.5 million (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.93 Bn | 4.43 Bn | - | 2.53 Mn |
| 2 | Columbia Financial | 1.22 Bn | 935.89 Mn | - | - |
| 3 | Capitol Federal Financial | 1.12 Bn | 980.26 Mn | - | 408,000.00 |
| 4 | Trustco Bank Corp N Y | 986.25 Mn | 279.57 Mn | - | - |
| 5 | Kearny Financial | 654.17 Mn | 539.35 Mn | - | 42.40 Mn |
| 6 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | - |
| 7 | Greene County Bancorp | 607.01 Mn | 224.14 Mn | - | - |
| 8 | NorthEast Community Bancorp | 374.18 Mn | 273.44 Mn | - | - |
| 9 | Western New England Bancorp | 278.44 Mn | 240.11 Mn | - | - |
| 10 | NSTS Bancorp | 73.81 Mn | 19.44 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 18.67 Mn |
| Sep 30, 2025 | 19.79 Mn |
| Jun 30, 2025 | 28.52 Mn |
| Mar 31, 2025 | 10.08 Mn |
| Dec 31, 2024 | 20.33 Mn |
| Sep 30, 2024 | 14.00 Mn |
| Jun 30, 2024 | 13.58 Mn |
| Mar 31, 2024 | 6.46 Mn |
| Dec 31, 2023 | 2.67 Mn |
| Jun 30, 2023 | 129,000.00 |
| Mar 31, 2023 | 587,000.00 |
| Dec 31, 2022 | 1.19 Mn |
| Sep 30, 2022 | 1.71 Mn |
| Jun 30, 2022 | 2.10 Mn |
| Mar 31, 2022 | 3.75 Mn |
| Dec 31, 2021 | 6.19 Mn |
| Sep 30, 2021 | 1.49 Mn |
| Jun 30, 2021 | 4.84 Mn |
| Mar 31, 2021 | 9.07 Mn |
| Dec 31, 2020 | 16.63 Mn |