Neptune Insurance Holdings (NP) Operating Margin (2024 - 2026)
Neptune Insurance Holdings (NP) reported Operating Margin of 46.95% for Q3 2026, up 0.29 percentage points from 46.66% a year earlier but down 0.57 percentage points from the prior quarter.
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Analysis
Neptune Insurance Holdings (NP) Operating Margin (2024 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Neptune Insurance Holdings' Operating Margin came in at 41.27%, down 10.34 percentage points year-over-year; for FY2025, it was 44.47%, down 12.90 percentage points from FY2024.
- By year, Operating Margin came in at 57.37% in FY2024 (+3.84 pp) and 53.53% in FY2023.
- Five-year quarterly Operating Margin spans a low of 30.48% in Q4 2025 and a high of 58.57% in Q3 2024.
- Year over year, Operating Margin gained in 1 of the last five quarters, with an average year-over-year change of -12.06 percentage points.
- Per Business Quant data, the three quarters before Q3 2026 came in at 47.52% (Q2 2026), 35.56% (Q1 2026) and 30.48% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | -32.86% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 22.27% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 14.33% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 17.70% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 20.04% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | - |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 17.18% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 19.73% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | -3.13% |
| 10 | Neptune Insurance Holdings | 3.88 Bn | 3.82 Bn | - | 46.95% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 46.95% |
| Jun 30, 2026 | 47.52% |
| Mar 31, 2026 | 35.56% |
| Dec 31, 2025 | 30.48% |
| Sep 30, 2025 | 46.66% |
| Jun 30, 2025 | 50.61% |
| Mar 31, 2025 | 53.24% |
| Dec 31, 2024 | 58.38% |
| Sep 30, 2024 | 58.57% |
API Access
Neptune Insurance Holdings Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=NP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "NP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=NP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();