Growth Metrics

NI Holdings (NODK) Operating Margin (2017 - 2025)

NI Holdings (NODK) has disclosed Operating Margin for 9 consecutive years, with 77.42% as the latest value for Q4 2025.

  • Quarterly Operating Margin fell 7045.0% to 77.42% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 80.94% through Dec 2025, down 2304.0% year-over-year, with the annual reading at 84.06% for FY2025, 2338.0% down from the prior year.
  • Operating Margin for Q4 2025 was 77.42% at NI Holdings, down from 75.82% in the prior quarter.
  • The five-year high for Operating Margin was 7.37% in Q4 2022, with the low at 221.2% in Q2 2022.
  • Average Operating Margin over 5 years is 72.22%, with a median of 76.43% recorded in 2024.
  • The sharpest move saw Operating Margin surged 2768595bps in 2021, then tumbled -12531bps in 2022.
  • Over 5 years, Operating Margin stood at 63.81% in 2021, then skyrocketed by 112bps to 7.37% in 2022, then crashed by -301bps to 14.82% in 2023, then surged by 53bps to 6.97% in 2024, then tumbled by -1010bps to 77.42% in 2025.
  • According to Business Quant data, Operating Margin over the past three periods came in at 77.42%, 75.82%, and 116.41% for Q4 2025, Q3 2025, and Q2 2025 respectively.