NI Holdings (NODK) Net Margin (2016 - 2026)
NI Holdings (NODK) reported Net Margin of 22.7% for Q1 2026, up 1365.0% year-over-year from 1.55% in Q1 2025, and up 538.59% quarter-over-quarter from 5.17% in Q4 2025.
NI Holdings (NODK) Net Margin (2016 - 2026) Analysis & Trends
NI Holdings (NODK) has 11 years of Net Margin data on file, last reported at 22.7% in Q1 2026.
- Net Margin for Q1 2026 came in at 22.7%, up 1365.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.67% (down 340.0% YoY), and the FY2025 annual result was 3.65%, down 319.0% from the prior year.
- Net Margin improved to 22.7% in Q1 2026 per NODK's latest filing, from 5.17% in the prior quarter.
- Over five years, Net Margin peaked at 57.18% in Q4 2022 and troughed at 61.53% in Q2 2022.
- A 5-year average of 2.86% and a median of 2.32% in 2025 frame the typical range for Net Margin.
- On a YoY basis, Net Margin climbed as much as 5527 bps in 2022 and fell as far as 308272 bps in 2022.
- A 5-year view of Net Margin shows it stood at 57.18% in 2022, then sank by 140 bps to 22.96% in 2023, then jumped by 95 bps to 1.13% in 2024, then slumped by 356 bps to 5.17% in 2025, then surged by 539 bps to 22.7% in 2026.
- Business Quant data shows NODK's Net Margin at 22.7% in Q1 2026, 5.17% in Q4 2025, and 2.32% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | NI Holdings | 310.42 Mn | -64.49 Mn | 31.76 Mn | 22.70% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.70% |
| Dec 31, 2025 | -5.17% |
| Sep 30, 2025 | -2.32% |
| Jun 30, 2025 | -16.51% |
| Mar 31, 2025 | 9.04% |
| Jun 30, 2024 | -1.13% |
| Mar 31, 2024 | -0.74% |
| Dec 31, 2023 | -22.96% |
| Sep 30, 2023 | -0.65% |
| Jun 30, 2023 | -6.98% |
| Mar 31, 2023 | -5.52% |
| Dec 31, 2022 | 57.18% |
| Sep 30, 2022 | -11.40% |
| Jun 30, 2022 | -61.53% |
| Mar 31, 2022 | 3.08% |
| Dec 31, 2021 | 1.90% |
| Sep 30, 2021 | -5.74% |
| Jun 30, 2021 | -3.29% |
| Mar 31, 2021 | 3,085.80% |
| Dec 31, 2020 | 27.60% |