Growth Metrics

NI Holdings (NODK) Net Margin (2016 - 2025)

NI Holdings (NODK) has disclosed Net Margin for 10 consecutive years, with 5.42% as the latest value for Q4 2025.

  • Quarterly Net Margin changed N/A to 5.42% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 3.78% through Dec 2025, down 333.0% year-over-year, with the annual reading at 3.85% for FY2025, 338.0% down from the prior year.
  • Net Margin for Q4 2025 was 5.42% at NI Holdings, down from 2.18% in the prior quarter.
  • The five-year high for Net Margin was 43.84% in Q4 2022, with the low at 61.53% in Q2 2022.
  • Average Net Margin over 5 years is 3.6%, with a median of 2.88% recorded in 2021.
  • Peak annual rise in Net Margin hit 99586bps in 2021, while the deepest fall reached -421143bps in 2021.
  • Over 5 years, Net Margin stood at 6.2% in 2021, then skyrocketed by 608bps to 43.84% in 2022, then crashed by -144bps to 19.49% in 2023, then skyrocketed by 94bps to 1.17% in 2024, then crashed by -363bps to 5.42% in 2025.
  • According to Business Quant data, Net Margin over the past three periods came in at 5.42%, 2.18%, and 16.51% for Q4 2025, Q3 2025, and Q2 2025 respectively.