NI Holdings (NODK) FCF Margin (2017 - 2026)
NI Holdings (NODK) posted quarterly FCF Margin of 3.2% for Q1 2026, down 1702.0% year-over-year from 0.2% in Q1 2025, and down 114.09% quarter-over-quarter from 22.73% in Q4 2025.
NI Holdings (NODK) FCF Margin (2017 - 2026) Analysis & Trends
NI Holdings (NODK) has reported FCF Margin for 10 consecutive years, with 3.2% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin fell 1702.0% year-over-year to 3.2%; the TTM figure through Mar 2026 stood at 10.2% (down 1564.0% YoY), while the FY2025 annual figure was 5.72%, down 1006.0% from the prior year.
- FCF Margin retreated to 3.2% in Q1 2026 per NODK's latest filing, from 22.73% in the prior quarter.
- Across five years, FCF Margin topped out at 51.9% in Q4 2023 and bottomed at 65.86% in Q3 2025.
- Historically, FCF Margin has averaged 4.49% across 5 years, with a median of 12.65% in 2022.
- Annual changes were most pronounced in 2022 — FCF Margin plunged 336318 bps — and 2023, when it soared 2812 bps.
- NI Holdings' FCF Margin stood at 39.56% in 2022, then surged by 31 bps to 51.9% in 2023, then slumped by 70 bps to 15.78% in 2024, then soared by 44 bps to 22.73% in 2025, then plunged by 114 bps to 3.2% in 2026.
- Business Quant data shows NODK's FCF Margin at 3.2% in Q1 2026, 22.73% in Q4 2025, and 65.86% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.01 Bn | 121.25 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 124.60 Bn | 119.60 Bn | 9.04 Bn | 14.69% |
| 3 | Travelers Companies | 79.46 Bn | 55.71 Bn | 4.83 Bn | 17.73% |
| 4 | Allstate | 67.73 Bn | 29.00 Bn | 16.28 Bn | 13.93% |
| 5 | Fairfax Financial Holdings | 35.48 Bn | 35.48 Bn | - | - |
| 6 | Cincinnati Financial | 26.79 Bn | 24.90 Bn | 2.39 Bn | 16.33% |
| 7 | Loews | 23.32 Bn | 1.02 Bn | 2.57 Bn | 14.96% |
| 8 | Markel | 23.23 Bn | 6.35 Bn | 2.83 Bn | 9.57% |
| 9 | Assurant | 14.12 Bn | 12.09 Bn | 2.71 Bn | 11.85% |
| 10 | NI Holdings | 323.09 Mn | -53.38 Mn | 21.82 Mn | 1.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.27% |
| Mar 31, 2026 | -3.20% |
| Dec 31, 2025 | 22.73% |
| Sep 30, 2025 | -65.86% |
| Jun 30, 2025 | 16.20% |
| Mar 31, 2025 | 13.81% |
| Dec 31, 2024 | 15.78% |
| Sep 30, 2024 | -38.07% |
| Jun 30, 2024 | 32.00% |
| Mar 31, 2024 | 9.84% |
| Dec 31, 2023 | 51.90% |
| Sep 30, 2023 | -15.16% |
| Jun 30, 2023 | 28.24% |
| Mar 31, 2023 | -5.69% |
| Dec 31, 2022 | 39.56% |
| Sep 30, 2022 | -43.28% |
| Jun 30, 2022 | 12.65% |
| Mar 31, 2022 | 4.96% |
| Dec 31, 2021 | 31.98% |
| Sep 30, 2021 | -14.61% |