Growth Metrics

NI Holdings (NODK) Equity Ratio (2017 - 2026)

NI Holdings has reported Equity Ratio over the past 9 years, most recently at 0.47 for Q4 2025.

  • Quarterly Equity Ratio rose 2.23% to 0.47 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.47 through Dec 2025, up 2.23% year-over-year, with the annual reading at 0.47 for FY2025, 2.23% up from the prior year.
  • Equity Ratio was 0.47 for Q4 2025 at NI Holdings, up from 0.45 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.57 in Q1 2021 and troughed at 0.35 in Q2 2023.
  • The 5-year median for Equity Ratio is 0.42 (2024), against an average of 0.44.
  • Year-over-year, Equity Ratio fell 24.31% in 2023 and then rose 27.47% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 0.53 in 2021, then decreased by 22.66% to 0.41 in 2022, then fell by 7.25% to 0.38 in 2023, then increased by 21.51% to 0.46 in 2024, then increased by 2.23% to 0.47 in 2025.
  • Per Business Quant, the three most recent readings for NODK's Equity Ratio are 0.47 (Q4 2025), 0.45 (Q3 2025), and 0.39 (Q2 2025).