NMI Holdings (NMIH) Return on Assets [ROA] (2014 - 2026)
NMI Holdings' Return on Assets [ROA] came in at 10.00% for Q2 2026, down 0.72 percentage points from 10.72% a year earlier but up 0.05 percentage points from the prior quarter.
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Analysis
NMI Holdings (NMIH) Return on Assets [ROA] (2014 - 2026) Analysis & Trends
For FY2025, NMI Holdings' Return on Assets [ROA] was 10.82%, down 0.63 percentage points from FY2024.
- Return on Assets [ROA] carries a five-year change of +1.10 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was 11.45% in FY2024 (-0.36 pp), 11.81% in FY2023 (+0.01 pp), 11.79% in FY2022 (+1.78 pp) and 10.01% in FY2021 (+0.30 pp).
- The five-year range for quarterly Return on Assets [ROA] is 9.31% (Q3 2021) to 11.91% (Q4 2022).
- Year-over-year, Return on Assets [ROA] has declined for 12 consecutive quarters, with an average year-over-year change of -0.60 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q1 2022 (a gain of 2.46 percentage points), and the weakest in Q1 2026 (a drop of 1.03 percentage points).
- Business Quant data shows NMIH's Return on Assets [ROA] at 9.95% (Q1 2026), 10.28% (Q4 2025) and 10.41% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.65 Bn | 87.23 Bn | 9.13 Bn | 4.13% |
| 2 | Progressive | 133.70 Bn | 109.53 Bn | 9.04 Bn | 9.46% |
| 3 | Marsh & Mclennan Companies | 94.75 Bn | 86.91 Bn | - | 6.90% |
| 4 | Travelers Companies | 85.38 Bn | 61.63 Bn | 6.23 Bn | 5.81% |
| 5 | Manulife Financial | 77.63 Bn | -17.25 Bn | - | 0.47% |
| 6 | Arthur J. Gallagher | 69.27 Bn | 63.67 Bn | - | 1.97% |
| 7 | Metlife | 66.42 Bn | -40.36 Bn | 7.82 Bn | 0.49% |
| 8 | Allstate | 66.13 Bn | 27.40 Bn | 8.73 Bn | 10.69% |
| 9 | Aon | 65.25 Bn | 58.47 Bn | - | 7.61% |
| 10 | NMI Holdings | 3.14 Bn | 2.82 Bn | 174.74 Mn | 10.00% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.00% |
| Mar 31, 2026 | 9.95% |
| Dec 31, 2025 | 10.28% |
| Sep 30, 2025 | 10.41% |
| Jun 30, 2025 | 10.72% |
| Mar 31, 2025 | 10.98% |
| Dec 31, 2024 | 10.80% |
| Sep 30, 2024 | 11.13% |
| Jun 30, 2024 | 11.41% |
| Mar 31, 2024 | 11.32% |
| Dec 31, 2023 | 11.30% |
| Sep 30, 2023 | 11.43% |
| Jun 30, 2023 | 11.44% |
| Mar 31, 2023 | 11.64% |
| Dec 31, 2022 | 11.91% |
| Sep 30, 2022 | 11.70% |
| Jun 30, 2022 | 10.96% |
| Mar 31, 2022 | 10.09% |
| Dec 31, 2021 | 9.53% |
| Sep 30, 2021 | 9.31% |
API Access
NMI Holdings Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NMIH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "NMIH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NMIH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();