Northfield Bancorp (NFBK) Interest Coverage Ratio (2011 - 2026)
Northfield Bancorp's Interest Coverage Ratio was 1.65 in Q1 2026, up 19.5% from 1.38 a year earlier and up 874.1% from the prior quarter.
Northfield Bancorp (NFBK) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
On a trailing twelve-month basis, Northfield Bancorp's Interest Coverage Ratio was 1.21 through Mar 31, 2026, down 10.5% year-over-year; for FY2025, it was 1.15, down 13.2% from FY2024.
- Interest Coverage Ratio has now declined for four consecutive years.
- In earlier years, Interest Coverage Ratio was 1.33 in FY2024 (-17.8%), 1.62 in FY2023 (-67.5%), 4.97 in FY2022 (-27.3%) and 6.83 in FY2021 (+196.5%).
- The Q1 2026 figure marks the highest quarterly Interest Coverage Ratio since Q1 2023.
- Compared with a year earlier, Interest Coverage Ratio was higher in five of the last eight quarters, with an average decline of 7.5%.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q3 2021 (growth of 199.3%); the worst was Q4 2025 (a decline of 88.4%).
- Per Business Quant data, NFBK's Interest Coverage Ratio in the three quarters before Q1 2026 was 0.17 (Q4 2025), 1.52 (Q3 2025) and 1.49 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Northfield Bancorp | 639.40 Mn | -51.58 Mn | - | 1.65 |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.65 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 1.52 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.38 |
| Dec 31, 2024 | 1.46 |
| Sep 30, 2024 | 1.29 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.28 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.64 |
| Mar 31, 2023 | 2.08 |
| Dec 31, 2022 | 3.09 |
| Sep 30, 2022 | 5.50 |
| Jun 30, 2022 | 7.52 |
| Mar 31, 2022 | 6.86 |
| Dec 31, 2021 | 7.30 |
| Sep 30, 2021 | 6.94 |
| Jun 30, 2021 | 7.03 |
Northfield Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=NFBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "NFBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=NFBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();