nCino (NCNO) Non Operating Interest Expenses (2021 - 2026)
nCino's (NCNO) quarterly Non Operating Interest Expenses came in at $5.2 million in Q3 2026, up 17.33% year-over-year from $4.4 million in Q3 2025, and up 23.32% quarter-over-quarter from $4.2 million in Q1 2026.
Analysis
nCino (NCNO) Non Operating Interest Expenses (2021 - 2026) Analysis & Trends
nCino has disclosed Non Operating Interest Expenses across 6 years of filings, most recently posting $5.2 million for Q3 2026.
- In Q3 2026, Non Operating Interest Expenses rose 17.33% year-over-year to $5.2 million; the TTM figure through Jul 2026 stood at $18.2 million (up 27.02% YoY), while the FY2026 annual figure was $17.5 million, up 99.21% from the prior year.
- Non Operating Interest Expenses came in at $5.2 million for Q3 2026 at nCino, up from $4.2 million in the prior quarter.
- In the past five years, Non Operating Interest Expenses ranged from a high of $5.2 million in Q3 2026 to a low of $537000.0 in Q1 2022.
- Average Non Operating Interest Expenses over 5 years is $2.2 million, with a median of $1.4 million recorded in 2023.
- Year-over-year, Non Operating Interest Expenses fell 10.44% in 2024 and surged 342.66% in 2025.
- Over 5 years, Non Operating Interest Expenses stood at $580000.0 in 2022, then soared by 47.24% to $854000.0 in 2023, then soared by 93.56% to $1.7 million in 2024, then surged by 162.25% to $4.3 million in 2025, then grew by 20.28% to $5.2 million in 2026.
- Per Business Quant data, the three most recent Non Operating Interest Expenses figures were $5.2 million in Q3 2026, $4.2 million in Q1 2026, and $4.3 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Operating Interest Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | - |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | - |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 2.02 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 1.03 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 5.21 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 2.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 5.21 Mn |
| Jan 31, 2026 | 4.23 Mn |
| Oct 31, 2025 | 4.34 Mn |
| Jul 31, 2025 | 4.44 Mn |
| Apr 30, 2025 | 4.45 Mn |
| Jan 31, 2025 | 3.80 Mn |
| Oct 31, 2024 | 1.65 Mn |
| Jul 31, 2024 | 1.84 Mn |
| Apr 30, 2024 | 1.48 Mn |
| Jan 31, 2024 | 858,000.00 |
| Oct 31, 2023 | 854,000.00 |
| Jul 31, 2023 | 1.04 Mn |
| Apr 30, 2023 | 1.38 Mn |
| Jan 31, 2023 | 958,000.00 |
| Oct 31, 2022 | 580,000.00 |
| Jul 31, 2022 | 631,000.00 |
| Apr 30, 2022 | 638,000.00 |
| Jan 31, 2022 | 537,000.00 |
| Oct 31, 2021 | 379,000.00 |
| Jul 31, 2021 | 330,000.00 |