nCino (NCNO) Long-Term Debt Repayments (2021 - 2026)
nCino (NCNO) recorded Long-Term Debt Repayments of $389,000 in fiscal Q4 2026 (quarter ended Jan 31, 2026), up 0.8% from $386,000 a year earlier but down 7.6% from the prior quarter.
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Analysis
nCino (NCNO) Long-Term Debt Repayments (2021 - 2026) Analysis & Trends
For FY2026 (ended Jan 31, 2026), nCino reported Long-Term Debt Repayments of $1.63 million, up 25.5% from FY2025.
- Annual Long-Term Debt Repayments has increased for five straight fiscal years, with a five-year compound annual growth rate of 113.3% (FY2021 to FY2026).
- Across earlier fiscal years, Long-Term Debt Repayments came in at $1.3 million in FY2025 (+6.2%), $1.23 million in FY2024 (+9.4%), $1.12 million in FY2023 (+252.5%) and $318,000 in FY2022 (+759.5%).
- Quarterly Long-Term Debt Repayments has ranged from $150,000 in fiscal Q1 2023 to $663,000 in fiscal Q4 2023 over the past five years.
- On a year-over-year basis, Long-Term Debt Repayments has increased for five consecutive quarters, with growth averaging 22.6% over the last eight quarters.
- Peak year-over-year performance for Long-Term Debt Repayments in the last five years was growth of 117.0% in fiscal Q3 2026, against a decline of 49.0% in fiscal Q4 2024 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $421,000 (Q3 2026), $414,000 (Q2 2026) and $410,000 (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Repayment (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.38 Bn | 8.60 Bn | - | 744.00 Mn |
| 2 | Block | 47.16 Bn | 18.46 Bn | 3.17 Bn | 1.67 Bn |
| 3 | Coinbase Global | 44.38 Bn | 1.19 Bn | - | - |
| 4 | Corpay | 27.22 Bn | 17.10 Bn | - | 5.94 Bn |
| 5 | Fiserv | 26.96 Bn | 23.64 Bn | 2.90 Bn | 2.13 Bn |
| 6 | Global Payments | 23.09 Bn | 884.97 Mn | 2.03 Bn | 4.44 Bn |
| 7 | Guidewire Software | 15.87 Bn | 12.43 Bn | 269.68 Mn | - |
| 8 | Bitmine Immersion Technologies | 12.44 Bn | 9.82 Bn | 40.81 Mn | - |
| 9 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | 170.00 Mn |
| 10 | nCino | 2.44 Bn | 2.05 Bn | 100.77 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jan 31, 2026 | 389,000.00 |
| Oct 31, 2025 | 421,000.00 |
| Jul 31, 2025 | 414,000.00 |
| Apr 30, 2025 | 410,000.00 |
| Jan 31, 2025 | 386,000.00 |
| Oct 31, 2024 | 194,000.00 |
| Jul 31, 2024 | 363,000.00 |
| Apr 30, 2024 | 359,000.00 |
| Jan 31, 2024 | 338,000.00 |
| Oct 31, 2023 | 324,000.00 |
| Jul 31, 2023 | 320,000.00 |
| Apr 30, 2023 | 244,000.00 |
| Jan 31, 2023 | 663,000.00 |
| Oct 31, 2022 | 155,000.00 |
| Jul 31, 2022 | 153,000.00 |
| Apr 30, 2022 | 150,000.00 |
| Jan 31, 2022 | 137,000.00 |
| Oct 31, 2021 | 86,000.00 |
| Jul 31, 2021 | 16,000.00 |
| Apr 30, 2021 | 79,000.00 |
API Access
nCino Long-Term Debt Repayments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt-repayments", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();