NB Bancorp (NBBK) Net Margin (2022 - 2026)
NB Bancorp's Net Margin was 28.28% in Q2 2026, down 0.15 percentage points from 28.43% a year earlier but up 6.68 percentage points from the prior quarter.
NB Bancorp (NBBK) Net Margin (2022 - 2026) Analysis & Trends
On a trailing twelve-month basis, NB Bancorp's Net Margin was 22.83% through Jun 30, 2026, down 4.33 percentage points year-over-year; for FY2025, it came in at 23.54%, down 0.71 percentage points from FY2024.
- Net Margin shows a three-year change of -2.74 percentage points (FY2022 to FY2025).
- In earlier years, Net Margin was 24.26% in FY2024 (+17.58 pp), 6.68% in FY2023 (-19.60 pp) and 26.28% in FY2022.
- Quarterly Net Margin has moved between -35.35% (Q4 2023) and 35.78% (Q4 2022) over five years.
- Compared with a year earlier, Net Margin has declined for three straight quarters, with an average year-over-year change of +7.58 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q4 2024 (a gain of 68.33 percentage points); the worst was Q4 2023 (a drop of 71.13 percentage points).
- Per Business Quant data, NBBK's Net Margin in the three quarters before Q2 2026 was 21.60% (Q1 2026), 12.16% (Q4 2025) and 29.70% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | NB Bancorp | 975.84 Mn | 975.84 Mn | - | 28.28% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.28% |
| Mar 31, 2026 | 21.60% |
| Dec 31, 2025 | 12.16% |
| Sep 30, 2025 | 29.70% |
| Jun 30, 2025 | 28.43% |
| Mar 31, 2025 | 26.69% |
| Dec 31, 2024 | 32.99% |
| Sep 30, 2024 | 19.68% |
| Jun 30, 2024 | 22.67% |
| Mar 31, 2024 | 20.65% |
| Dec 31, 2023 | -35.35% |
| Sep 30, 2023 | 23.12% |
| Jun 30, 2023 | 17.87% |
| Mar 31, 2023 | 23.60% |
| Dec 31, 2022 | 35.78% |
| Sep 30, 2022 | 23.21% |
NB Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=NBBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "NBBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=NBBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();