Midland States Bancorp (MSBI) Payout Ratio (2015 - 2026)
Midland States Bancorp (MSBI) posted Payout Ratio of 0.38 for Q2 2026, down 11.47% on a QoQ basis from 0.42 in Q1 2026, and down 44.83% year-over-year from 0.68 in Q2 2025.
Midland States Bancorp (MSBI) Payout Ratio (2015 - 2026) Analysis & Trends
Midland States Bancorp has reported Payout Ratio for 12 years, with the latest figure at 0.38 in Q2 2026.
- On a quarterly basis, Payout Ratio fell 44.83% year-over-year to 0.38 in Q2 2026; TTM through Jun 2026 was 0.81, a 544.83% increase from a year earlier, with the FY2025 full-year figure at 0.21, down 122.36% from the prior year.
- Payout Ratio was 0.38 for Q2 2026 at Midland States Bancorp, down from 0.42 in the prior quarter.
- The five-year high for Payout Ratio was 1.29 in Q3 2025, with the low at 1.39 in Q4 2025.
- Average Payout Ratio over 5 years is 0.31, with a median of 0.35 recorded in 2024.
- The sharpest annual moves came in 2025 and 2026: Payout Ratio plunged 574.05% in 2025, then soared 995.97% in 2026.
- Over 5 years, Payout Ratio stood at 0.21 in 2022, then surged by 74.12% to 0.37 in 2023, then sank by 156.04% to 0.21 in 2024, then slumped by 574.05% to 1.39 in 2025, then surged by 127.09% to 0.38 in 2026.
- The last three Payout Ratio figures came in at 0.38 (Q2 2026), 0.42 (Q1 2026), and 1.39 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn |
| 10 | Midland States Bancorp | 695.35 Mn | 392.75 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.38 |
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | -1.39 |
| Sep 30, 2025 | 1.29 |
| Jun 30, 2025 | 0.68 |
| Mar 31, 2025 | -0.05 |
| Dec 31, 2024 | -0.21 |
| Sep 30, 2024 | 0.36 |
| Jun 30, 2024 | 0.28 |
| Mar 31, 2024 | 0.33 |
| Dec 31, 2023 | 0.37 |
| Sep 30, 2023 | 1.01 |
| Jun 30, 2023 | 0.46 |
| Mar 31, 2023 | 0.50 |
| Dec 31, 2022 | 0.21 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.29 |
| Mar 31, 2022 | 0.31 |
| Dec 31, 2021 | 0.27 |
| Sep 30, 2021 | 0.32 |
Midland States Bancorp Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=MSBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();